Do you know that feeling at the end of the month: "Will there be anything left over?". Quanto Sobra answers that in a simple way, designed for those who aren't spreadsheet users and don't understand finance. No difficult terms, no jargon.
The idea is simple: you record your income and expenses, and the app shows you, in large letters, HOW MUCH IS LEFT OVER. That's it. Then you can breathe, plan, and stop living in fear.
WHAT YOU DO WITH THE MONEY LEFT OVER
• See how much you really have left over — Combine your income, expenses, and bills and see the monthly result clearly.
• Organize your expenses by category — Groceries, transportation, leisure, home… you can see where your money is going.
• Pay bills without forgetting any — Register your fixed bills (rent, electricity, internet, school) and receive reminders to avoid paying late fees.
• Credit card and debt under control — Track your bills and debts to understand the true extent of your financial problems and how to gradually get out of them.
• Goals that fit your budget — Want to save for a trip, an emergency fund, or a new phone? Create a goal and track your progress.
• Instant expense entry via invoice — Point your camera at the QR code on your invoice (NFC-e) and the app will retrieve the data to create an entry, without you having to manually type everything. The camera is used ONLY for this purpose.
• Intelligent advisor — An assistant that looks at your numbers and gives you clear tips in Portuguese on what you can adjust. There's a free trial available.
WORKS WITHOUT INTERNET (and your data is yours)
To start, you create a free account (email and password) and confirm your email — it takes less than a minute and is the only time internet access is required.
After that, Quanto Sobra is offline-first: it works on your phone even without a connection, storing your financial data locally on the device.
Want to move your data to the cloud? Backup and synchronization are optional and part of the paid plans — useful, for example, for tracking finances with your partner (Couple plan). Then your data is securely uploaded (encrypted connection) to Quanto Sobra's own server.
Privacy taken seriously:
• Your CPF/CNPJ (Brazilian tax ID), when you use it, is STORED ONLY ON THE DEVICE. It is never sent to the server.
• We DO NOT sell your data. There is NO advertising. There is NO tracking for ads.
• No requests for access to contacts, photos, or location.
PLANS
• Free: with the free account you organize your expenses, bills, cards, and goals and use the app offline on your phone.
• Plus: unlocks backup and synchronization in the cloud.
• Couple: to track finances as a couple, synchronizing between devices.
Subscription is optional — the core of the app continues to function for free on your phone.
BANK CONNECTION (Open Finance)
When enabled, the app can connect to your bank via Open Finance to automatically retrieve your transactions. This feature is optional and is disabled by default.
WHO IS "HOW MUCH IS LEFT" FOR?
For those who have never been able to keep a spreadsheet, are always strapped for cash at the end of the month, forget to pay bills, or simply want to clearly see where their money is going. If you want to get out of the dark and finally know how much is left over, this app is for you.
WARNING
"How Much Is Left Over" is a financial organization tool. It is NOT a bank, does NOT provide investment advice, and does NOT make financial decisions for you — you are in charge of your money.
Download and discover, today, how much is left over in your month.
Control your expenses and bills: see how much you have left over each month. Works offline.