Kray Microfinance

1K+
Downloads
Content rating
Everyone
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About this app

Kray Holding is a microfinance institution in Uganda offering fast loans straight to your mobile phone.

How Kray Microfinance works
For you to be able to request a loan in Kray, you must be onboarded by our field officer or be physically registered in our system.
The customer downloads our mobile app, and we call to ascertain their need and whether they fit into our service profile.

If they do we send an appraisal officer who does the appraisal and thereafter we approve and disburse.

Loan Amount 50000 - 5000000Ugx
Loan period 61days -12 months
Loan Limit 5000000.

Charges
Loan Application fee 30,000Ugx.
Loan Processing fees - 7% deductible on disbursement.

For a normal loan of 1,000,000
>Application fee = 30000
>Processing fee = 70000
>Loan installment for 6 months = 54166
>Maximum APR =120%.

Eligibility
1. Must be a resident of Uganda
2. Must be 18 -55 Years of age.
3. Must have a source of income.
4. Must have a verifiable cash flow
Updated on
Sep 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Device or other IDs
Data isn’t encrypted
You can request that data be deleted

What’s new

Fixed savings views

App support

About the developer
QUANTUMSPRINT TECHNOLOGIES
jeremiah@naiverah.com
Sakwa Road Nairobi Kenya
+254 748 712714