🌾 AGRICULTURAL LOANS
• Get a loan for seeds, fertilizer, labour, equipment, or livestock
• Loans under TZS 2,000,000 require no collateral
• Larger loans can be secured against farmland or livestock
• Most applications are approved within 24 hours
• Funds sent via M-Pesa, Tigo Pesa, or Airtel Money — no bank account needed
• Repay on time to unlock higher loan limits and better rates
🛡️ CROP & LIVESTOCK INSURANCE
• Protect your crops against drought, flooding, and pest damage
• Cover cattle, goats, and other livestock against disease, theft, and death
• Premiums start from as little as TZS 50,000 per year
• Claims are assessed using your registered farm location and paid via mobile money within 7 business days
• Combine a loan and insurance in one bundled application for extra savings
📍 SIMPLE, MOBILE-FIRST APPLICATION
• Apply using just your NIDA number, phone number, and basic farm details
• Optionally map your farm boundary with GPS for faster, more accurate assessment
• Upload ID and supporting documents straight from your camera or gallery
• Track your application and loan/insurance status in real time
• Apply on behalf of a family member with their consent
🇹🇿 BUILT FOR TANZANIAN FARMERS
• Available to farmers in all 26 regions of Mainland Tanzania
• We work only with TIRA-regulated insurers and Bank of Tanzania-licensed lenders
• MkopoBima Shambani is registered with BRELA
• Support available 24/7 by phone and WhatsApp
Whether you're planting your first season or scaling up a growing farm, MkopoBima Shambani gives you fast access to the credit and protection you need — without paperwork, branch visits, or long waiting times.
Download the app today and apply in minutes.
Need help? Contact us anytime at info@mkopobima.co.tz, call +255 67 909 6027, or chat with us on WhatsApp.
Agricultural loans & crop insurance for Tanzanian farmers. Apply in minutes.