Expense & Budget Tracker

Contains ads
Content rating
Everyone
1+
Downloads
Content rating
Everyone
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About this app

BudgetFlow is a monthly budget planner and offline expense tracker that helps you see where your money goes — without bank linking, SMS access or a login.

Track expenses, income, budgets, EMIs, credit cards and recurring bills in one simple dashboard. Your data stays on your phone.

KEY FEATURES

💰 EXPENSE & INCOME TRACKING
• Add expenses, income and transfers in a few taps
• Organize transactions by category and account
• Add notes, tags, dates and times
• Search and filter your transactions

📊 BUDGET PLANNER
• Create monthly budgets
• Set overall or category-wise budgets
• See your spending and remaining budget
• View the transactions behind each budget
• Review previous months

🧾 EMI & INSTALLMENT TRACKER
• Create EMI and payment plans
• View complete payment schedules
• Mark installments as paid
• Get reminders for upcoming payments

💳 CREDIT CARD TRACKER
• Add multiple credit cards
• Track credit limits and outstanding amounts
• Monitor credit utilization
• Keep track of payment due dates

🔄 RECURRING TRANSACTIONS
Automatically manage regular expenses and income such as:
• Rent
• Salary
• Bills
• Subscriptions
• Other recurring transactions

📈 REPORTS & INSIGHTS
• Expense breakdown by category
• Income vs expense
• Monthly spending trends
• Financial health score
• EMI commitment tracking

📱 MORE FEATURES
• Home screen widgets
• Backup and restore
• Calendar view
• Custom categories
• Multiple accounts
• Daily and weekly reminders
• Dashboard customization
• Dark mode
• Multiple currencies

WHY BUDGETFLOW?
• PRIVATE & OFFLINE
• SIMPLE MONEY MANAGEMENT
• BUILT FOR REAL-LIFE FINANCES

HOW IT WORKS
1. Add your cash, bank or credit card accounts.
2. Record your expenses and income.
3. Set your monthly or category budgets.
4. Review your spending and adjust your budget.

FAQ

Does BudgetFlow work offline?
Yes. Core features work offline. Ads require internet.

Do I need an account?
No. No sign-up or login is required.

Does it read bank SMS?
No. All transactions are added manually.

Can I track EMIs and credit cards?
Yes. Track EMIs, installments, card limits, balances and due dates.

Can I backup my data?
Yes. Export and restore your data anytime.

Can I change the currency?
Yes. Choose from multiple currencies.

Is BudgetFlow free?
Yes. BudgetFlow is free and supported by ads.

Start managing your money with BudgetFlow — plan your monthly budget, track daily expenses and stay on top of EMIs and credit cards, privately and offline.
Plan your monthly budget, track spending, expenses, EMIs & cards offline.
Updated on
Aug 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity, App info and performance, and Device or other IDs
  • This app may collect these data types
    App activity, App info and performance, and Device or other IDs
  • Data isn’t encrypted
  • Data can’t be deleted