Микрозаймы онлайн на карту

Эксперт - Микрозаймы

About this app

🌐Information service for finding microloans to your card - Expert Zaim

Welcome to Expert Zaim

We are your reliable information service for finding the best microloan terms.

We don't directly issue microloans, but offer up-to-date and comprehensive information for choosing the optimal financial solution. Our goal is to help you find the perfect payday loan that suits your needs, without unnecessary hassle and complications.

🔍What's inside the app?
The Expert Zaim app provides access to a wide range of financial offers from various microfinance organizations (MFOs). Users can easily compare loan terms and other types of lending to choose the most advantageous offer. Our intuitive interface allows you to quickly find microloans to your card, providing complete control and transparency in the selection process.

📊Learn more about microloans
Microloans are short-term loans often used for urgent needs until payday. In our app, you can find guaranteed microloan offers, available even to clients with poor credit. Expert Zaim offers a comparison of terms and conditions from different microfinance organizations (MFOs) so you can find the perfect microloan for your financial situation.

🆚The difference between a loan marketplace and an MFO
Unlike MFOs that provide loans directly, Expert Zaim acts as a neutral platform, providing a full range of information about available loans. We don't charge a fee for using the app and strive to ensure our users can make an informed choice based on a full understanding of all terms and conditions.

🔒Protecting your data
The security of your data is our priority. All personal data you provide in the Expert Zaim app is protected by a modern SSL protocol. This ensures a high level of protection against unauthorized access. You can rest assured that your personal information is safe and will not be used without your consent.

📢 Microloan terms:
- The minimum repayment period for a loan without refusal is 91 days, the maximum is 365 days.
- The annual interest rate will not exceed 32.5%. The base rate for using credit funds ranges from 6.0% to 32.5%.
- The interest rate for using credit funds varies from a minimum of 0.01% to a maximum of 0.01% daily.
- A penalty of 0.1% of the overdue amount is charged for late payments, but the total penalty will not exceed 10% of the original online loan amount.
- There are no additional fees or charges for loans to the client's card.

Detailed example of calculating the interest rate for a loan to a card:
1) Online loan - 10,000 rubles.
2) Loan term - 91 days.
3) The daily fee is 0.01%, or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month.
4) Summing up all fees for 91 days, we get 900 rubles.
5) The total amount to be repaid is 10,900 rubles.
6) The APR, or full-payment cost (FLC), expressed as a percentage is 32.5% per annum.

If you miss a loan payment deadline, the penalty will be 0.1% of the total overdue payment each day, up to a maximum of 10% of the total loan amount.

Requirements: 18 to 65 years of age.

Expert Zaim is your reliable assistant in the world of financial solutions. Download our app and see its benefits today! Payday microloans are a solution in difficult situations.

What’s new

Обновили дизайн. Добавили возможность выбрать займ на большую сумму.