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About this app

With Rayo, you have money all year round—easy, fast, and secure.

In just 15 minutes, you'll know if your loan is approved.

If you need fast and secure cash to pay off debts, make important purchases, or treat yourself, Rayo offers fast and secure loans. Our application process is simple and transparent, so you can get your money in just 15 minutes. We also offer competitive interest rates and flexible repayment terms, so you can choose the option that best suits your needs.

Don't waste any more time and apply for your Rayo loan today! We're waiting for you!

Apply for your loan and receive the money in as little as 24 hours!

Example of a 3-installment loan:
• Loan amount: ₡25,000.00 CRC
• Interest: ₡1,616.88 CRC
• Technology fee: ₡20,850.00 CRC
• VAT: ₡2,710.50 CRC
• Total amount payable: ₡50,177.38 CRC (3 installments of ₡16,725.79 CRC)

• Minimum and maximum repayment term: 61 to 360 days
• Maximum fixed annual interest rate: 51.74% EA. Administration and technology fees depend on the loan term and type.
Updated on
Feb 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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What’s new

Procesos ágiles y sin complicaciones para tu tranquilidad.
Simplicidad y velocidad en cada solicitud.
Protegemos tus datos y transacciones con tecnología avanzada.
Content rating
Everyone
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App support

About the developer
RAYOCOL S A S
tecnologia@rayo.com.co
CARRERA 11 A 94 A 31 BOGOTA, Bogotá Colombia
+57 310 4514020