ZeroTrack - Expense Tracker

Zero Track

About this app

ZeroTrack automatically builds your complete financial ledger by reading your bank SMS, email receipts, app notifications, and PDF bank statements — all processed locally on your
device.

AUTOMATIC TRANSACTION CAPTURE
• Reads bank SMS alerts, UPI confirmations, and credit card notifications
• Parses Gmail email receipts and bank statement emails
• Captures payment app notifications (GPay, PhonePe, Paytm, BHIM)
• Imports PDF bank statements from HDFC, SBI, and more
• Smart 4-layer deduplication removes duplicate entries across all sources

AI-POWERED CATEGORIZATION
• Optional AI enrichment using your own API key (Gemini, OpenRouter, or Ollama)
• Automatically categorizes merchants and normalizes names
• AI teaches the system — learns over time, reducing API calls to near zero
• You always review and approve every transaction before it enters your ledger

MULTI-ACCOUNT MANAGEMENT
• Track savings accounts, credit cards, loans, wallets, and demat accounts
• Billing cycle tracking for credit cards
• Beautiful gradient account cards with balance overview
• Account-wise transaction history with search and filters

BUDGETS & ANALYTICS
• Set monthly budgets per category with progress tracking
• Visual charts and category breakdowns
• Period-wise income, expense, and savings statistics
• Dashboard with balance summary, recent transactions, and spending trends

PRIVACY-FIRST DESIGN
• All data processed and stored locally on your device
• SQLCipher-encrypted database — your data is locked on your phone
• No cloud uploads, no tracking, no ads
• Firebase Crashlytics and Analytics are OFF by default — you choose
• AI enrichment is opt-in only, using your own API key

BACKUP & EXPORT
• Password-protected encrypted backup and restore
• CSV export with date range filtering
• Never lose your financial data

BEAUTIFUL & ACCESSIBLE
• Clean coral-themed design with light and dark mode
• 5-tab navigation for quick access to all features
• Available in English and Hindi (1100+ translated strings)
• Multi-country support (India, USA, and more)

SMART ONBOARDING
• 9-step guided setup — pick your country, currency, connect SMS, email, and go
• Automatic historical import based on your chosen lookback period
• Works instantly after setup with zero configuration

ZeroTrack is not a banking app. It does not initiate any transactions or access your bank accounts. It simply reads your existing transaction messages and organizes them into a clean,
private financial ledger.

Made by Reachbox Technologies.