RinggitWise

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In-app purchases

About this app

RinggitWise is your personal finance companion built for Malaysians. Track expenses, set budgets, plan savings goals, and get AI-powered financial guidance — all in one app.

Features:

- Budget tracking with category breakdown
- AI Financial Coach — ask anything about budgeting, saving, or investing
- Debt management with payoff strategies
- Emergency fund tracker
- Savings goals with progress tracking
- Malaysian-focused: EPF, PTPTN, LHDN tax reliefs, ASB & more
- Bilingual: English & Bahasa Malaysia
- Beautiful themes & dark mode

Disclaimer: RinggitWise is not a licensed financial advisor. All information provided is for educational purposes only.

What’s new

The dashboard, your profile, and the Financial Health Score were adding up
every transaction you had ever recorded — not just the current month. If you
have been using RinggitWise for a while, your income and expense figures will
now read lower.