Ritzzpay - Pay Bills Instantly

Ritzzpay Services LLP

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About this app

Pay bills, recharge mobile, check free CIBIL score, get AI credit insights and settle existing loans — all in one secure app.

Ritzzpay is your one-stop bill-payment app for India — BBPS-certified, bank-grade secure — with a free CIBIL credit score, AI Credit Analyser, and a Loan Settlement Bill Pay service to help you close your existing loans with your existing lender.

⭐ TOP FEATURES

🔹 Mobile Recharge & DTH Recharge
Prepaid recharge, postpaid bill, DTH and FASTag recharge for every major operator — Jio, Airtel, Vi, BSNL, Tata Sky, Airtel DTH, Dish TV and more. Instant top-ups with cashback.

🔹 Bill Payments (24+ categories) — BBPS-compliant
• Electricity bill payment
• Water bill payment
• LPG gas booking
• Broadband & landline bills
• Cable TV recharge
• Municipal property tax & water tax

🔹 Free CIBIL Credit Score & Credit Report
Check your CIBIL credit score and full credit report for FREE, anytime — soft pull, no impact on your score. Monthly updates, complete view of all your loans + cards, and credit-health tracking over time. Powered by licensed credit bureaus with your consent.

🔹 AI Credit Analyser — Your Personal Credit Coach
Our AI reads your credit report in seconds and tells you, in plain language:
• What's helping your score
• What's hurting your score
• Exactly what to do to improve it — with priorities and timelines
Personalised, private, built on your real bureau data. Educational insights only.

🔹 Loan Settlement Bill Pay
Closing or settling an existing loan? Pay the settlement amount or final outstanding balance directly to your existing Bank/NBFC through Ritzzpay. We are a payment passthrough only — the loan is held by your existing lender; we simply move the payment from your bank account to theirs, the same way you'd pay any other bill.

🔹 Rewards & Cashback
Earn cashback on eligible recharges and bill payments. Track and redeem inside the app*.

✅ WHY RITZZPAY

• BBPS-certified for eligible bill categories
• Bank-grade encryption and secure payment infrastructure
• Pay with Credit/Debit Cards, Netbanking and Wallets

📋 IMPORTANT NOTES

Loan Settlement Bill Pay is a payment passthrough — you choose the lender, you confirm the amount, and we move the payment. It is NOT a loan-restructuring, refinancing, or lending service of any kind. The loan stays with your existing Bank/NBFC; we only facilitate the payment.

Free CIBIL Credit Score and Credit Report data is pulled from licensed credit bureaus (CICs) with your explicit, in-app consent and is used only to power the credit insights you see in the app. The AI Credit Analyser provides educational credit-health insights — not financial, investment or legal advice.

Bill settlement times vary from 1 minute to 72 hours depending on the biller.

*Rewards and cashback subject to in-app promotional terms; may change without notice.

📧 SUPPORT
[e-mail] | 08062986538

What’s new

Minor Improvements