Spendora - Track spending

RamaKrishnan Lakshmana Perumal

About this app

Spendora is a fast, private, voice-first expense tracker that helps you understand where your money goes — without connecting your bank account.

Track expenses your way, stay within your budget, manage accounts and transfers, set savings goals, monitor recurring bills, and understand your spending with clear reports and insights.

TRACK EXPENSES YOUR WAY

Add expenses quickly using the method that works best for you:

• Type an expense manually
• Speak naturally with voice entry
• Scan receipts to capture expense details
• Review before saving — voice entries and receipt scans require your confirmation

On Android, Spendora can also detect supported SMS and payment notifications for UPI, card and debit transactions. Detection is designed to process transaction information on your device rather than uploading it to a server.

STAY ON BUDGET

Create monthly budgets for individual spending categories and see your progress in real time.

• Set category-based monthly limits
• Track how much you've spent and how much remains
• See your daily spending pace
• View projected month-end spending
• Receive alerts at 80% and 100% of your budget
• Understand whether you're on track or overspending

ACCOUNTS & TRANSFERS

Keep your different sources of money organized in one place.

• Cash accounts
• Bank accounts
• Credit and debit cards
• Wallets
• Transfer money between accounts
• Track balances
• View your overall net worth at a glance

SAVINGS GOALS

Turn your plans into measurable goals.

Set a target amount and deadline, then track your progress over time.

• Create savings targets
• Set deadlines
• Track current progress
• See the pace required to reach your goal
• Know whether you're on track, behind or have reached your target

RECURRING BILLS

Keep recurring payments from getting overlooked.

Turn any transaction into a recurring expense and set reminders for upcoming payments.

• Create recurring transactions
• Set frequency and due dates
• Receive reminders before the due date
• Get a reminder on the due date

REPORTS & INSIGHTS

Understand your spending beyond individual transactions.

Spendora helps you identify patterns with:

• Category breakdowns
• Weekly and monthly spending trends
• Month-to-date progress
• Month-end spending forecasts
• Largest expenses
• Busiest spending days
• Top merchants
• Income versus spending
• Spending comparisons with previous periods

EXPORT & BACKUP

Keep control of your financial records.

• Export transactions to Excel or CSV
• Create encrypted local backups
• Restore your data when needed
• Keep your financial records available without depending on a bank connection

PRIVACY & SECURITY

Spendora is designed around local-first personal finance tracking.

• PIN/app lock
• Local data protection
• Encrypted local backups
• No bank account connection required
• Transaction data stays on your device when using local tracking and detection features

MULTIPLE PROFILES

Separate different types of spending with multiple profiles.

Use separate profiles for personal, business, family or other financial tracking needs without mixing transactions together.

SIMPLE BY DESIGN

Spendora keeps everyday expense tracking quick and focused.

Add an expense. Understand your spending. Stay on budget. Build better financial habits.

Your money stays under your control.

What’s new

What's new in 1.3.1:

Track investments as their own account type, alongside cash, bank, and cards
Flag any recurring expense as a subscription and see what they add up to per month, with a new Subscriptions screen
A new Cash Flow Forecast on Home projects your month-end balance from this month's spending pace plus upcoming bills and card dues