Finance Toolkit - All-in-one

Contains ads
Content rating
Everyone
50+
Downloads
Content rating
Everyone
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About this app

Finance Toolkit is a free daily expense tracker, EMI calculator, SIP calculator, FD calculator and GST calculator — 12 financial tools in one app, built for India. Track where your money goes every day, calculate home loan EMI, car loan EMI and personal loan EMI, fixed deposit maturity, mutual fund SIP returns, GST and income tax — all in rupees, with Indian number formatting, and everything works offline.

Whether you are tracking daily spending, planning a home loan, comparing two loan offers, starting a SIP or filing your taxes, Finance Toolkit gives you a clear answer in seconds.

DAILY EXPENSES

• Daily Expense Tracker — log an expense in seconds with amount, category and a note
• Day, Week and Month views so you can see spending as it builds up
• Monthly budget with alerts when you cross 75% and 100%
• Spending split by category — Food, Travel, Shopping, Bills and more
• Search past expenses by note
• Daily reminder at a time you choose, so you never forget to log
• Share your monthly expense summary on WhatsApp

CALCULATORS INCLUDED

LOANS
• EMI Loan Calculator — monthly instalment plus a full month-by-month amortization schedule showing principal, interest and balance
• Compare Loans — put two loan offers side by side and see which one really costs less
• Loan Eligibility Calculator — FOIR-based estimate of how much loan you may qualify for

SAVINGS AND INVESTMENTS
• SIP Calculator — mutual fund SIP returns, with a step-up SIP option to increase your investment every year
• FD Calculator — fixed deposit maturity value
• RD Calculator — recurring deposit returns with quarterly compounding

TAX
• GST Calculator — 5%, 12%, 18% and 28% slabs plus custom rate, with add GST and remove GST modes
• Income Tax Calculator — compare old regime vs new regime and see your take-home pay

UTILITIES
• Bank Denomination Calculator — count notes from ₹500 down to ₹1 with a live total and the amount in words
• Age Calculator — exact age in years, months and days, or between any two dates
• Scientific Calculator — full function keypad with sin, cos, tan, log and more

WHY FINANCE TOOLKIT

• Works completely offline — no internet needed
• Your financial data stays private — nothing you enter is stored or shared
• Daily reminder so expense tracking actually becomes a habit
• Share any result on WhatsApp instantly
• Dark mode for comfortable night use
• Clean, simple design — no clutter, no sign-up
• Free to use

Built in India, for India. Perfect for salaried employees, small business owners, bank and finance professionals, students, and anyone who wants quick and accurate financial answers without a spreadsheet.

Have a suggestion or found an issue? Write to us at bbjnagoor@gmail.com — we read every message.
EMI, SIP, FD calculators + daily expense tracker with reminders
Updated on
Sep 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity and Device or other IDs
  • This app may collect these data types
    App activity and Device or other IDs
  • Data is encrypted in transit
  • Data can’t be deleted

What’s new

What's new in v1.7.1
• Market Snapshot – see NIFTY 50, BANK NIFTY & SENSEX right on the home screen, plus today's range and FII/DII activity
• Daily expense reminder – a gentle daily nudge to log your spends. Tap it to open the Expense Tracker straight away
• Smoother calculators and bug fixes
Content rating
Everyone
Learn more

App support

About the developer
N BAVAJI
bbjnagoor@gmail.com
8-84/5 4th floor, Royal Nagar, RC Road Tirupati, Andhra Pradesh 517501 India