EarnIt is a free kids chore app and allowance tracker that teaches children to save, spend and give — no ads, with no debit card, no bank account and no SSN required. Chores are free and unlimited; Premium is just $30/year.
Unlike kids' "banking" apps built for teens, EarnIt is made for younger kids (ages 4–16) and keeps it simple: parents track earnings on a digital chore chart, kids build real money habits, and no one hands over financial details.
NEW IN 2.0:
• Money OR points — not ready to hand over real cash? Switch your family to points and the whole app works the same way, just with points instead of dollars. It's a reward chart when you want one and an allowance tracker when you don't. Change your mind any time: both balances are kept safe, so switching back shows your money exactly as you left it
• Photo proof — kids can attach a photo of the finished chore, and you can require a photo on any chore list
• A calmer parent dashboard — rebuilt around who has chores left today and what's waiting for approval
• Choose money or points during setup, so new families start the way they want
MAKING CHORES FUN:
• Kids earn badges and level up — from Rookie to Legend
• A collectible buddy hatches and grows as chores get done
• A celebration every time a job is completed
• Chore streaks keep kids motivated — and forgive an off day
WHAT EARNIT DOES:
• Kids see their earnings grow — motivating them to finish their chores
• Automatic allowance splits teach saving habits early
• A clear chore chart and fair rewards help reduce household arguments
• Doubles as a reward chart or star chart for younger kids
• Designed for ages 4–16
FOR PARENTS:
• Create daily, weekly, monthly or custom chore lists
• Set dollar amounts (or point values) for each chore — commission-style pay for real work
• Require a photo on any chore list you want proof for
• Approve completed chores with one tap, or batch-approve the queue
• Track allowance payments automatically
• Set up earning splits (Savings, Wallet, Charity)
• See analytics on what each child earned over time
• Unlimited chores — no cap
SMART MONEY SPLITS:
Every dollar of pocket money earned splits automatically into categories you choose:
• Wallet — spending money
• Savings — for big goals
• Charity — teach generosity
Customize the percentages to match your family's values. Or run your family on points, where everything lands in one simple pool.
KIDS SAVINGS GOALS:
Set goals for things kids want (a new bike, a video game), add a photo of it, and watch the progress bar grow with every chore completed — a digital piggy bank kids can actually see filling up.
FREE VS PREMIUM:
Free (forever):
• Up to 2 kids
• 1 parent account
• Up to 2 chore lists
• Up to 2 savings goals
• Unlimited chores
• Money or points — your choice
• No ads, ever
Premium ($5/mo or $30/yr — no card fees, no bank link):
• Up to 10 kids
• 2 parent accounts
• Up to 200 chore lists
• Up to 20 savings goals
• Kid PIN logins — kids get their own safe login with no email address
• Kids can submit completed chores for parent approval
• Photo proof on finished chores
• Badges, levels, streaks and the collectible buddy
• Push notifications for chore reminders and approvals
• Profile photos and avatars for kids
WHY EARNIT INSTEAD OF A KIDS' DEBIT CARD?
• No monthly card fees — one low price, or use it free
• No bank account, no SSN, no credit check
• Works great for younger kids, not just teenagers
• You stay in control — it's a teaching tool, not a bank
Works on Android phones and tablets, always in sync. Available in English, Spanish, German, French and Portuguese. Six currencies (USD, EUR, GBP, CAD, AUD, MXN) — or points.
Built by a dad of 5 who needed a better way to manage chores and teach his kids about money.
Download free and start building better habits today!
Support: support@earnit-app.com
Privacy policy: https://earnit-app.com/privacy
Free Chore chart & allowance tracker. Kids earn money or points — no debit card.