Route15: FIRE Planner

Route15

About this app

How many months to financial freedom?

A FIRE calculator and a monthly plan in one. Route15 works out your financial-independence number (a 3.5% safe withdrawal rate) and counts down the months to it. Set your income, expenses, debts and savings — then confirm each month with a single tap.

FIRE countdown
Your independence number (28.6× annual expenses, a 3.5% safe withdrawal rate) and a fixed target date that moves closer every month.

Honest projection
Three scenarios: pessimistic / median / optimistic. The future is a range, not a single false-precision line.

Monthly autopilot
Apply the month from the Overview in one tap — balances and forecast update. A gentle signal warns when data is stale.

Advisor insights
A rules-based engine (no AI) flags expensive debt, a missing reserve fund or portfolio over-concentration.

Early loan payoff
Set a “pay off in N months” goal and the app computes the required payment and your debt-free date.

Multi-currency
Keep your base in CZK, EUR, USD, PLN, RUB or UAH, with exchange-rate assumptions you set yourself.

Private by design
Data stays on your device, no account needed. Optional Google Drive backup is strictly opt-in.

Route15 is an educational and planning tool. It is not investment, tax or financial advice. Forecasts are estimates based on the inputs you provide.

What’s new

More accurate numbers: emergency fund, loan payoff dates and your FIRE date.