PLUS MINUS: Left or Short?

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Content rating
Everyone
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Content rating
Everyone
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About this app

Will there be money left this month, or not enough?
PLUS MINUS splits what comes in and what goes out into fixed and variable, then shows this month's result as a plain plus or minus.
Just add your paycheck, loans and insurance to see what's left each month.

MONTH AT A GLANCE
• Fixed and variable income and expenses add up to one result: money left, or came up short
• Results are marked with signs and patterns, not just color, so they're easy for anyone to read
• No bank or card linking. It works only from the amounts you enter

JUST SAY IT
• On Home, tap + or − and say "coffee 5" or "parking 3 on Sep 4" to add it
• It picks out the name, amount and date, and saves as soon as you stop talking
• Understands English, Korean, Japanese, Chinese, Vietnamese, German, French, Italian and Spanish, following your app language

FIXED AND VARIABLE
• Add rent, loans or insurance once and they count every month
• Track payments that come every 3 months, 6 months or once a year too
• For bills that change a little each month, last month's amount is used until you enter the new one
• When an amount changes, update just this month or every month from now on. Past months stay as they were

STATS AND ANALYSIS
• A month-by-month chart shows how many months were in the green and how many in the red
• See your average result and fixed expense share
• For each month, see how much more you spent than usual (based on the last 6 months) and which expenses moved the result the most

REMINDERS
• Get notified the moment this month turns negative
• Get a morning reminder on the day a fixed expense goes out
• Get asked for the amount on the day a varying bill is due

SHARE WITH FAMILY
• Start right away, no account needed
• Sign in with Apple, Google or Kakao to bring your ledger to a new device
• Invite family with a code and keep one ledger together. Changes show up right away

MAKE IT YOURS
• Start your month on payday, like the 25th through the 24th
• Pick your currency. Foreign currency entries are converted at the exchange rate
• Choose from 10 languages (English, Korean, Japanese, Simplified and Traditional Chinese, Vietnamese, German, French, Italian and Spanish) and a range of fonts
Income & expenses at a glance
Updated on
Sep 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, App activity and 2 others
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

PLUS MINUS를 처음 선보입니다.

• 들어오고 나가는 돈으로 이번 달이 남을지 부족할지 한눈에
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• 초대 코드로 가족과 함께 쓰는 가계부
• 10개 언어·12개 통화 지원
• 비밀번호·Face ID·지문 잠금, 앱 전환 화면에서 내용 가리기