Will there be money left this month, or not enough?
PLUS MINUS splits what comes in and what goes out into fixed and variable, then shows this month's result as a plain plus or minus.
Just add your paycheck, loans and insurance to see what's left each month.
MONTH AT A GLANCE
• Fixed and variable income and expenses add up to one result: money left, or came up short
• Results are marked with signs and patterns, not just color, so they're easy for anyone to read
• No bank or card linking. It works only from the amounts you enter
JUST SAY IT
• On Home, tap + or − and say "coffee 5" or "parking 3 on Sep 4" to add it
• It picks out the name, amount and date, and saves as soon as you stop talking
• Understands English, Korean, Japanese, Chinese, Vietnamese, German, French, Italian and Spanish, following your app language
FIXED AND VARIABLE
• Add rent, loans or insurance once and they count every month
• Track payments that come every 3 months, 6 months or once a year too
• For bills that change a little each month, last month's amount is used until you enter the new one
• When an amount changes, update just this month or every month from now on. Past months stay as they were
STATS AND ANALYSIS
• A month-by-month chart shows how many months were in the green and how many in the red
• See your average result and fixed expense share
• For each month, see how much more you spent than usual (based on the last 6 months) and which expenses moved the result the most
REMINDERS
• Get notified the moment this month turns negative
• Get a morning reminder on the day a fixed expense goes out
• Get asked for the amount on the day a varying bill is due
SHARE WITH FAMILY
• Start right away, no account needed
• Sign in with Apple, Google or Kakao to bring your ledger to a new device
• Invite family with a code and keep one ledger together. Changes show up right away
MAKE IT YOURS
• Start your month on payday, like the 25th through the 24th
• Pick your currency. Foreign currency entries are converted at the exchange rate
• Choose from 10 languages (English, Korean, Japanese, Simplified and Traditional Chinese, Vietnamese, German, French, Italian and Spanish) and a range of fonts
Income & expenses at a glance