FlexRupee - Flexi Credit

TUNGJAIJING ACCOUNTING & TAXATION

About this app

About FlexRupee
FlexRupee helps eligible users in India access and manage a revolving personal credit line. Instead of applying for a separate one-time loan whenever money is needed, you complete an assessment and receive an approved limit. You may then request an amount from the available balance whenever required. As you repay, the repaid portion becomes available again, subject to your account status and the applicable terms.
Your limit is determined using information you provide, relevant credit data, device-security signals, and other permitted assessment factors. There is no interest or withdrawal charge merely for keeping an unused limit. Before you confirm a withdrawal, the app shows the applicable amount, tenure, interest, and charges so that you can review the cost in advance.
What Makes FlexRupee Useful
Quick application - Complete the required details and identity checks through a simple digital process, without lengthy paper forms.
Prompt assessment - Eligible applications are evaluated through an automated process designed to provide a timely decision.
Choice of withdrawal - Request an amount that suits your requirement, provided it is within your available approved limit.
Upfront cost display - Interest, charges, repayment amount, and tenure are shown before you confirm, helping you make an informed choice.
Reusable limit - After an eligible repayment is recorded, the corresponding limit may become available again without a fresh application.
Responsible data handling - Personal information is protected through encryption and access controls and is processed in accordance with applicable Indian laws.
Indicative Credit Terms
Available withdrawal range: ₹5,000 to ₹90,000
Tenure options: 91 to 365 days
Daily interest rate: 0.049% of the withdrawn principal (equivalent to a maximum annual rate of 17.89%, based on 0.049% × 365 days)
Withdrawal processing charge: 1.9% of the withdrawn principal

Illustrative Cost Calculation
For example, assume you withdraw ₹12,000 for 120 days:
Interest per day: ₹12,000 × 0.049% = ₹5.88
Interest for 120 days: ₹5.88 × 120 = ₹706
Processing charge: ₹12,000 × 1.9% = ₹228
Amount credited after the charge: ₹12,000 - ₹228 = ₹11,772
Total repayment: ₹12,000 + ₹706 = ₹12,706
This example is for illustration only. Your approved limit, selected tenure, and final charges depend on your assessment and the terms displayed in the app before confirmation.

Eligibility
You may apply if you are an Indian resident aged 18 or above and hold valid identification. Applications are welcome from salaried and self-employed individuals, as well as other eligible users who need short-term financial flexibility. Approval remains subject to assessment.

Your Privacy
FlexRupee collects only the information required to provide, secure, and assess its services, such as identity details, relevant credit information, and device data. We use encryption and appropriate access controls during transmission and storage. We do not disclose personal information to unrelated parties without a valid reason, consent, or legal requirement. Depending on applicable law, you may request access, correction, or deletion of your data and may withdraw consent for optional processing. Please read the complete Privacy Policy in the app or on our official website for further details.

Need Help?
Customer support is available every day from 8:00 AM to 6:00 PM.
Email:[e-mail]
Mailing Address:Plot No. 18, S. No. 83/2A, Sai Nagar, Bolhegaon, Ahmednagar, Maharashtra - 414001, India