Runway: Retirement Calculator
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About this app
✈ Runway — India Retirement Withdrawal Calculator
Finally — a retirement calculator built for India.
Most retirement apps ask: "How much do I need to save?"
Runway answers the harder question: "How long will my money last — and how much can I safely withdraw every month?"
── WHO IS THIS FOR ──
• Indians aged 35–75 approaching or in retirement
• FIRE (Financial Independence, Retire Early) community
• NRIs with Indian retirement corpus
• Anyone with mutual funds, PPF, EPF, NPS asking "am I ready?"
── 5 WITHDRAWAL STRATEGIES ──
🏰 Fort Knox (2.5%) — Ultra-conservative. Maximum corpus protection. Leaves a large estate.
🏠 Steady Ground (3.5%) — The India-adjusted 4% rule. Reliable, time-tested.
⚡ Flex Mode VPW (4.5%) — Variable Percentage Withdrawal. Higher income, adapts to markets.
🎯 Smart Guardrails GK (5%) — Guyton-Klinger rules. Adjusts payouts based on portfolio performance.
🔥 Full Throttle (5%) — Maximum withdrawal. For shorter horizons or pension-backed retirees.
── KEY FEATURES ──
✓ India-specific: built for 6% inflation, Indian income sources (pension, rent, part-time work)
✓ Corpus depletion chart — see exactly when (and if) your money runs out
✓ Year-by-year breakdown — tap any bar to see inflation-adjusted numbers for that year
✓ Compare all 5 strategies side-by-side
✓ Adjustable settings: inflation rate, portfolio return, time horizon
✓ 100% private — no account, no login, no data collected. Everything runs on your device.
── WHAT MAKES RUNWAY DIFFERENT ──
Every other Indian retirement app only calculates accumulation — how much to save. Runway is the only app focused on the withdrawal phase: how to make your saved money last through retirement.
── DISCLAIMER ──
Runway is an educational calculator, not financial advice. WiseWealth Studio is not registered with SEBI or any financial regulatory authority. Projections are hypothetical and based on user inputs. Always consult a SEBI-registered investment adviser before making retirement decisions.
Finally — a retirement calculator built for India.
Most retirement apps ask: "How much do I need to save?"
Runway answers the harder question: "How long will my money last — and how much can I safely withdraw every month?"
── WHO IS THIS FOR ──
• Indians aged 35–75 approaching or in retirement
• FIRE (Financial Independence, Retire Early) community
• NRIs with Indian retirement corpus
• Anyone with mutual funds, PPF, EPF, NPS asking "am I ready?"
── 5 WITHDRAWAL STRATEGIES ──
🏰 Fort Knox (2.5%) — Ultra-conservative. Maximum corpus protection. Leaves a large estate.
🏠 Steady Ground (3.5%) — The India-adjusted 4% rule. Reliable, time-tested.
⚡ Flex Mode VPW (4.5%) — Variable Percentage Withdrawal. Higher income, adapts to markets.
🎯 Smart Guardrails GK (5%) — Guyton-Klinger rules. Adjusts payouts based on portfolio performance.
🔥 Full Throttle (5%) — Maximum withdrawal. For shorter horizons or pension-backed retirees.
── KEY FEATURES ──
✓ India-specific: built for 6% inflation, Indian income sources (pension, rent, part-time work)
✓ Corpus depletion chart — see exactly when (and if) your money runs out
✓ Year-by-year breakdown — tap any bar to see inflation-adjusted numbers for that year
✓ Compare all 5 strategies side-by-side
✓ Adjustable settings: inflation rate, portfolio return, time horizon
✓ 100% private — no account, no login, no data collected. Everything runs on your device.
── WHAT MAKES RUNWAY DIFFERENT ──
Every other Indian retirement app only calculates accumulation — how much to save. Runway is the only app focused on the withdrawal phase: how to make your saved money last through retirement.
── DISCLAIMER ──
Runway is an educational calculator, not financial advice. WiseWealth Studio is not registered with SEBI or any financial regulatory authority. Projections are hypothetical and based on user inputs. Always consult a SEBI-registered investment adviser before making retirement decisions.
India's retirement withdrawal calculator. 5 strategies, instant results.
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Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
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What’s new
- Performance improvements and compatibility updates
- Updated to latest React Native for improved stability
- Support for Android 15 16KB memory page size devices
- Bug fixes and optimizations
- Updated to latest React Native for improved stability
- Support for Android 15 16KB memory page size devices
- Bug fixes and optimizations
