Rupio – Expense Tracker

DIGISEVE

About this app

Rupio shows you where every rupee goes – with clear graphs, card bill and EMI reminders, and nothing leaving your phone.

SEE YOUR MONEY AT A GLANCE
• One big number for this month, this year or all time
• Red bars for spending, green for income – tap any bar to see the amount
• Go back through months and years, and open any month to see its days
• "31% of your income goes to EMIs" – where your income really goes, in one bar
• Net worth: accounts, investments, card dues, EMIs and savings goals together

ADD A SPEND IN SECONDS
• Amount, category, account or card – done
• Remembers your last category and account
• Receipt photos, notes and repeating entries (rent, SIPs, subscriptions, salary)
• Search and filters for every transaction
• A daily reminder at the time you choose

CREDIT CARDS
• Bill, minimum due, due date, limit used and available credit for each card
• Reminders 7 days and 3 days before and on the due date
• Pay bill opens CRED, PhonePe, Google Pay, Paytm, Amazon Pay or BHIM

LOANS & EMIs
• Home, car, bike, personal or phone EMIs
• EMIs paid and left, next due date and the month you become debt-free
• A payoff graph of what is left to pay

SAVINGS GOALS
• Emergency fund, new phone, bike, trip or wedding
• See how much to put aside each month to reach your goal on time

INVESTMENTS
• Mutual funds and SIPs, stocks, PPF, NSC, FDs, RDs, Post Office schemes, NPS and gold
• Gain, return % and yearly return (XIRR)
• Mutual funds can follow the daily NAV published by AMFI

BUDGETS & INSIGHTS
• Monthly budget per category with warnings at 80% and when crossed
• Spending pace vs last month, no-spend streaks and daily average

STATEMENTS
• Open or share a bank or card statement PDF (password-protected is fine) to fill in transactions
• Import CSV statements from net banking, with duplicates skipped

YOUR DATA, YOUR PHONE
• No sign-up, no bank login
• Everything stays on your phone
• Excel and PDF reports, CSV export
• Backup data and Import data, to move to a new phone

HOME SCREEN WIDGET
• This month's spending with a bar for every day

LANGUAGES
English, हिन्दी, ಕನ್ನಡ, മലയാളം, தமிழ், తెలుగు

HELP
• Contact support or report a bug right from Settings

Made in India, for rupees.

What’s new

First release of Rupio – Expense Tracker.
• Track spending, income, accounts and credit cards in rupees
• Card bill and EMI reminders, loans and savings goals
• Investments with NAV and XIRR, budgets and insights
• Daily reminder, backup and import, 6 Indian languages
• Swipe an entry left to delete it, with Undo