rupiya.ai

rupiya.ai

About this app

Rupiya AI helps you understand your money without manual entry. It reads bank transaction SMS on your phone and turns them into a clear dashboard—income, spends, categories, and trends—all in one place.

Whether you use multiple accounts or only check balances when SMS arrives, Rupiya AI organizes your financial life so you can spend smarter and save with confidence.

KEY FEATURES

• Automatic expense tracking — Bank debit/credit alerts are detected and categorized for you
• Unified dashboard — See net flow, total income, and total spends for 7 days, 30 days, or this month
• Smart insights — Get daily tips on spending patterns and savings opportunities
• Monthly budgets — Set limits by category and see how much of your budget you’ve used
• All transactions in one place — Search, filter, and view activity by date or merchant
• Linked accounts — View balances and activity across your connected bank accounts
• Spending trends — Charts and top categories so you know where your money goes
• Recurring payments — Spot subscriptions and regular bills automatically
• Stay informed — Notifications for new transactions, budget alerts, and unusual activity
• Review & organize — Correct categories, add tags, and flag suspicious transactions

PRIVACY YOU CAN TRUST

Rupiya AI is built for people who care about privacy. We only process bank transaction SMS—not your personal chats. Your SMS data is used to give you insights on your device. Personal messages are never stored, shared, or processed.

PERMISSIONS

SMS access is required so the app can read bank transaction alerts (e.g. amount debited/credited). This is how automatic tracking works without linking your bank login. You stay in control and can manage SMS permissions anytime in Profile.

WHO IT’S FOR

• Anyone in India who receives bank transaction SMS
• People who want budgeting and insights without spreadsheets
• Users who prefer privacy-first money tracking over sharing bank credentials

Download Rupiya AI and master your money—one SMS at a time.

Support: Contact us from Help & Support in the app.