Fathom: AI Budget & Expenses
Contains adsIn-app purchases
Everyone
info
5+
Downloads
About this app
Fathom is an expense tracker and budget planner that answers one question every day: how much can I still spend today?
Enter your income, fixed bills and accounts once. Fathom splits your budget across every day left until payday, and recalculates whenever you log an expense or an unplanned income. No spreadsheets, no mental math.
LOG EXPENSES AS FAST AS TEXTING
• Type naturally: "lunch 55k, taxi 30k" and the AI assistant splits it into separate expenses.
• Log spending by voice, or snap a receipt.
• Jot quick notes during the day and let AI file them into your money log at night.
• Every transaction the AI reads waits for your confirmation; it never changes your balance on its own.
DAILY AND MONTHLY BUDGET
• See exactly what you can spend today, this week and until payday.
• Envelope budgeting: split money into jars (food, transport, shopping...), each with its own balance.
• Recurring expenses (power, water, internet, parking) are detected automatically and bills are reserved ahead.
• A financial health score shows how your spending, debt and savings are doing.
MULTIPLE INCOMES AND ACCOUNTS
• Salary, side job, freelance: each income source runs on its own cycle.
• Bank accounts, e-wallets and cash in one personal finance overview.
DEBT, SAVINGS AND SHARED FUNDS
• Track loans, mortgage, car and credit card installments and your payoff progress.
• Savings goals, salary advances and repayment reminders.
• Shared funds with friends, family or your partner: invite by code or QR, approve each expense.
TIMELY REMINDERS
• Alerts before you overspend, before a debt is due, or when an advance is overdue.
• End-of-period forecast and money-saving tips based on your spending habits.
NUMBERS YOU CAN TRUST, AI THAT HELPS
Balances, daily budget and debt progress are calculated by fixed rules. AI only helps understand what you enter, explains and suggests; it never edits your financial data.
PRIVACY
Fathom does not read your SMS or email and does not connect to your bank. You can delete your account and all data inside the app.
FATHOM PLUS
The free plan has ads and a monthly AI limit. Fathom Plus removes ads and raises AI limits, with a 7-day free trial.
Built for salaried workers, students and freelancers who want to manage personal finance, control spending and save money every month.
Privacy policy: https://fathom.haiper-lab.io.vn/privacy
Enter your income, fixed bills and accounts once. Fathom splits your budget across every day left until payday, and recalculates whenever you log an expense or an unplanned income. No spreadsheets, no mental math.
LOG EXPENSES AS FAST AS TEXTING
• Type naturally: "lunch 55k, taxi 30k" and the AI assistant splits it into separate expenses.
• Log spending by voice, or snap a receipt.
• Jot quick notes during the day and let AI file them into your money log at night.
• Every transaction the AI reads waits for your confirmation; it never changes your balance on its own.
DAILY AND MONTHLY BUDGET
• See exactly what you can spend today, this week and until payday.
• Envelope budgeting: split money into jars (food, transport, shopping...), each with its own balance.
• Recurring expenses (power, water, internet, parking) are detected automatically and bills are reserved ahead.
• A financial health score shows how your spending, debt and savings are doing.
MULTIPLE INCOMES AND ACCOUNTS
• Salary, side job, freelance: each income source runs on its own cycle.
• Bank accounts, e-wallets and cash in one personal finance overview.
DEBT, SAVINGS AND SHARED FUNDS
• Track loans, mortgage, car and credit card installments and your payoff progress.
• Savings goals, salary advances and repayment reminders.
• Shared funds with friends, family or your partner: invite by code or QR, approve each expense.
TIMELY REMINDERS
• Alerts before you overspend, before a debt is due, or when an advance is overdue.
• End-of-period forecast and money-saving tips based on your spending habits.
NUMBERS YOU CAN TRUST, AI THAT HELPS
Balances, daily budget and debt progress are calculated by fixed rules. AI only helps understand what you enter, explains and suggests; it never edits your financial data.
PRIVACY
Fathom does not read your SMS or email and does not connect to your bank. You can delete your account and all data inside the app.
FATHOM PLUS
The free plan has ads and a monthly AI limit. Fathom Plus removes ads and raises AI limits, with a 7-day free trial.
Built for salaried workers, students and freelancers who want to manage personal finance, control spending and save money every month.
Privacy policy: https://fathom.haiper-lab.io.vn/privacy
Expense tracker & daily budget: log spending by chat or voice, see what's left
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About the developer
Dương Tấn Sang
duongsanght97@gmail.com
KHÁNH VĨNH YÊN, CAN LỘC, HÀ TĨNH
HÀ TĨNH
Hà Tĩnh 45108
Vietnam