safeIncent is the goal tracker that puts your money where your intentions are. Pledge real money against a goal, show up to keep it, and if you miss a milestone, your pledge is forfeited to a destination you chose when you created the goal.
No subscriptions. No points. No streaks that do not matter. Just a saved card and a commitment to your future self.
WHY THIS WORKS
Most apps reward you for showing up. safeIncent does the opposite. You make a deal with your future self, and if you do not follow through, your money goes somewhere you would rather it did not.
Behavioural economists call this a commitment device. We call it putting your money where your goals are.
It is accountability for people who have tried every habit tracker and still cannot get themselves to the gym on a Tuesday morning.
ONLY PAY IF YOU MISS
Your card is saved securely with Stripe, but you are never charged upfront.
You only pay if you miss a milestone. Hit every session and safeIncent costs you nothing.
WHAT YOU CAN TRACK
• Fitness: gym sessions, runs, workouts
• Study and work: language learning, revision, focused work sessions
• Habits: meditation, reading, sleep routines
• Personal projects: music practice, daily writing, side projects
• Anything you can prove with evidence
KEY FEATURES
• AI guided goal setup: describe what you want and our chat turns it into a trackable plan
• Photo proof milestones: submit a quick photo and AI reviews it in seconds
• You choose what is at stake: set the pledge, the frequency, and where forfeited money goes
• Real consequences: missed milestones forfeit your pledge to the destination you picked
• Full history: see every milestone completed, every milestone missed, and where each forfeited pledge went
HOW IT WORKS
1. Create a goal with our AI chat in under a minute
2. Set your pledge, schedule, and forfeiture destination
3. Save your card securely with Stripe
4. Submit a photo each time you complete a milestone
5. Keep showing up and pay nothing
6. Miss a milestone and your pledge is forfeited
safeIncent helps you follow through by making the cost of not acting real.