SafeSpend: Budget & Expenses

Studily

In-app purchases

About this app

Take control of your money with SafeSpend — the private, all-in-one budget and expense tracker that answers the only question that matters: how much can I safely spend right now?

Most money apps only show you the past. SafeSpend does the math for you. It looks at your balances, upcoming bills and savings goals, then gives you one clear "Safe to Spend" number — plus a daily amount to stay on track all month.

WHY YOU'LL LOVE SAFESPEND
• One number that tells you what's truly safe to spend today
• Add expenses in seconds — or let AI do it for you
• Works worldwide, in your currency, online or offline
• Private by design — no ads, and your data stays yours

💸 KNOW WHAT'S SAFE TO SPEND
See your real spendable balance after bills, savings and goals are covered. A daily spending pace keeps you from running short before payday.

📸 EFFORTLESS EXPENSE TRACKING
• Scan a receipt and let AI fill in the amount, merchant and category
• Import a full bank or card statement (PDF) — every transaction extracted and categorized for you
• Bring in a mobile-money or bank SMS by paste or share
• Or log it manually with smart categories that learn and get better over time

📊 BUDGETS THAT ACTUALLY WORK
• Auto-budget from your real spending history
• Category limits with alerts before you overspend
• Optional rollover so unused budget carries into next month

🎯 GOALS, DEBT & BILLS
• Save toward goals and watch your progress grow
• Pay down debt with avalanche or snowball plans
• Never miss a bill with a calendar and reminders
• Track subscriptions and catch price hikes automatically

🤖 YOUR AI MONEY COACH
Ask anything about your money in plain language — "Can I afford this?", "Where did my money go?", "How do I reach my goal faster?" — and get answers grounded in your real numbers.

📈 INSIGHTS, FORECAST & NET WORTH
• A financial-health score that shows exactly where you stand
• A cash-flow forecast that warns you before your balance runs low
• Net worth, spending reports and trends across all your accounts

🌍 BUILT FOR THE WHOLE WORLD
Multi-currency accounts with live conversion, and region-aware categories and capture — whether you use a bank card, mobile money or cash.

🔒 PRIVATE & SECURE
App lock, no ads, and no selling your data. Your money is your business.

Try Premium free, then keep the plan that fits you.

Download SafeSpend and finally know what's safe to spend.