S PAY

Sangamam Cooperative Society

About this app

S PAY is Sangamam’s mobile banking app that helps members manage everyday banking quickly and securely.

With S PAY, you can:
• View account details and balances
• Check transaction history and download statements
• Transfer money within bank accounts
• Add and manage beneficiaries
• Access deposit-related services including Pigmy, RD, FD, and MIS account views
• Manage profile, password, MPIN, and security settings

Security features:
• Secure login and session handling
• OTP verification for sensitive actions
• Optional biometric/fingerprint experience (device supported)

Who can use this app:
S PAY is for Sangamam members. Account onboarding is completed through the bank branch, and app access is activated using your issued member credentials.

Need help?
Use in-app support sections or contact your branch for account-related assistance.

What’s new

What’s new

• Open new accounts directly from the app with the new Create Account feature.
• Transfer funds to other bank accounts more easily.
• Access Cheque Services including cheque book request, status, enquiry, stop cheque and positive pay options.
• Improved My Accounts and loan account details, including loan passbook support.
• Added useful banking tools like deposit calculators.