Save123

Shinkumo

In-app purchases

About this app

Save123 is a money planner. Tell it what you earn, and it turns that into a
monthly plan: what your bills take, what goes to savings, and what's left to
live on. Then it shows you, in plain numbers, whether you're on track.

YOUR MONTH, PLANNED
• A monthly plan built on the 50/30/20 rule (needs / wants / savings),
adjusted to your real income and bills
• See at a glance what's left to live on this month
• Savings goals with progress you can actually see
• Upcoming bills and recurring payments on a calendar before they hit

INSIGHT, NOT JUST CHARTS
• Financial health: how your income, bills, spending and savings fit together
• Progress over months: did the plan hold, and where did it slip?
• Suggestions tied to your plan: which category is running ahead, and by how much
• Spending by category, with any date range

LOGGING THAT KEEPS UP
• Add an expense in seconds, or type or say it in one line
• Multiple wallets: cash, bank, e-wallet, savings and credit cards, each with
its own currency, interest rate or APR
• Recurring transactions post themselves: rent, subscriptions, salary
• Live exchange rates for multi-currency wallets
• Split a bill and keep track of who owes whom

YOURS, SAFELY
• Works offline, no account needed; biometric app lock
• If you sign in to sync, your data is encrypted on your phone first
• No ads, and we never sell your data

SAVE123 PREMIUM (optional subscription)
• Sync and back up across your devices
• Shared wallets with family or housemates
• Unlimited wallets and goals
• AI assistant: log an expense by typing, saying or photographing it
• Receipt scanning
• Pick a place on the map or by search
• Android: log expenses from your bank's payment notifications
Free includes up to 5 wallets and 2 goals, and every planning and insight
feature. Subscriptions auto-renew monthly or yearly; cancel anytime in Google Play.

IN YOUR LANGUAGE
English, Español, 中文, Bahasa Melayu.

Save123 is for anyone who wants to stop wondering where their salary went:
students, young professionals, families, freelancers. Set your income, let
Save123 build the plan, and watch your savings grow.

What’s new

Welcome to Save123 1.0, our first full release.

• A monthly plan from your income: bills, a savings target, and what's left to live on
• Progress month by month: did the plan hold?
• Savings goals you can watch grow
• Recurring bills and salary post themselves
• Wallets in any currency, with live exchange rates
• Split a bill and track who owes whom
• Works offline, no account needed, no ads
• Premium: sync across phones, shared wallets, AI assistant, receipt scan