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About this app

SBI Savings Bank's smartphone-only application "SBI Babylon"
- No. 1 in the industry in terms of high-interest credit loan usage amount (based on the Savings Bank Central Federation's March 2025 disclosure)
- No. 1 in the industry in terms of number of transactions (based on the Management Disclosure of March 2025)
Savings Bank Central Federation Deliberation Required 2025-00849 ('25.07.17~'26.07.16)

With "SBI Babylon" (S) Long repayment period! (B) High desired limit! (I) Low interest burden! Try it out
A safe loan limit inquiry that does not affect your credit score, a loan application that leaves no record of the loan until remittance,
Various inquiry services related to loans (loan information, transaction history inquiry) are available

「SBI Babylon」Service Guide
1. Loan Products
 - A diverse product lineup that includes everything from office workers, business owners, and policy-based financial products to debt consolidation products and small-sum emergency loans! - Product: All SBI Savings Bank credit loan products / Interest rate: 7.9%~19.9% per annum (fixed interest rate, variable interest rate / Base date: 2025.07.11) / Maximum limit: 150 million / Up to 120 months
- Target: 20 years of age or older, credit score [NICE standard] 350 points or higher, different employment period conditions for each product / Repayment method: Equal installment of principal and interest, equal installment of principal
- Interest imposition period: Post-payment every month / In case of delinquency: Contracted interest rate + 3%p (within 20% of the maximum legal interest rate)
- Early repayment fee: Up to 2% (within 3 years of repayment, but exemption from Saitdol 2)
- Stamp duty: Customer burden of 35,000 won when exceeding 50 million won, customer burden of 75,000 won when exceeding 100 million won

2. Loan limit inquiry
- According to credit rating Safe loan limit inquiry without impact

- Recommendation of loan products and availability inquiry according to each customer's situation

3. Loan application

- Check availability of loans through mobile phone and submit documents

- All processes from loan consultation, document review, to loan execution are easy and non-face-to-face!

4. My loan inquiry

- Loan information inquiry such as personal information and transaction history inquiry

- Non-face-to-face document submission possible

5. Public certification

- Import certificate/export certificate/certificate management

6. Notes
- Before using a financial product, check the terms of use through the product description, website, and terms and conditions
- You have the right to receive sufficient prior explanation of the product, and please make a transaction after understanding the explanation.
- Excessive loans may cause a decrease in your personal credit score.
- A decrease in your personal credit score may result in restrictions or disadvantages in financial transactions.

- In case of delinquency, you may be required to repay the principal and interest before the end of the contract period.

We promise to continue to strive to provide more convenient and optimized services through additional configuration and upgrades of various menus suitable for smartphones. Thank you.

What’s new

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