South Central Bank Inc.

735 reviews
Content rating
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About this app

South Central Bank – Mobile Banking
By South Central Bank
Manage your South Central Bank accounts anytime, anywhere-from your Android™ mobile device with South Central Bank Mobile Banking.
South Central Bank Mobile Banking is a free1 service offered to all South Central Bank Online Banking customers and provides a convenient and secure way to manage your money from your mobile device. The South Central Bank Mobile Banking app provides access to your accounts using your existing online banking username and password.
• Check balances – See current account balances for all of your South Central Bank accounts
• View transactions – View both current day transactions and previous transaction history
• Transfer Funds – Transfer funds between eligible South Central Bank accounts
• Pay Bills – Schedule and cancel Bill Payments
• Locate a South Central Bank Branch – Locate the nearest South Central Bank Branch and/or ATM using built-in GPS location services or search by zip code and address
South Central Bank Mobile Banking safeguards your data transmissions using the same level of security as our Online Banking. Refer to our Customer Agreement for more information on the security measures provided by South Central Bank.
You must be a current South Central Bank Online Banking customer to use the mobile app. Sign-up or log into your account at and complete the Mobile Banking enrollment section under the Options tab. You will then receive instructions via text message to download and activate the mobile app.
South Central Bank was founded in 1972 and is conveniently located across Kentucky. To learn more about South Central Bank, please visit

1 Your mobile carrier’s text messaging and web access charges may apply.
Android is a registered trademark of Google, Inc.
South Central Bank, Member FDIC.
Updated on
Jan 30, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

720 reviews
Michele Summers
March 10, 2023
The mobile deposit has lost one of our checks, deposits do not show up as pending, bills paid do not show up as pending. We basically have no idea how much money is in our account, ever. Don't know if it's completely the app or the bank just sucks but I've never had a bank that takes weeks to pay a bill and loses deposits not to mention not putting those 2 things in the balance as pending. Do not move your money to this bank.
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Andrea Retzlaff
September 25, 2023
Can not open app,keeps telling me it has a bug. Stopped at the branch to find out, and all I got is that my phone is not compatible,I'm sorry it has been working up until 4 days ago. Needless to say, I'm changing banks. Plus, I'm not sure why a monthly allotment takes this bank 3 business days to post it into an account when I never had to wait at other banks
3 people found this review helpful
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Eugina DiProspero
November 9, 2021
I haven't had any negative issues using this app. I can always know the status of my monies. I also have access to multiple accounts and can make transfers between them all. I only wish I could be able to view past actions from up to at least 6 months at a glance. Other than that this app is wonderful in my humble opinion. Thank you for making such an app available for me to use.
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What's new

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.