Tharwa
In-app purchases
Everyone
info
100+
Downloads
About this app
Where did your salary actually go this month? Most expense trackers answer that only if you type in every coffee, every fill-up, every online order. Almost nobody keeps that up.
Tharwa reads the transaction alerts your bank already sends you, and turns them into categorised expenses on their own.
AUTOMATIC TRACKING FROM YOUR BANK SMS
Your bank texts you every time money moves. Tharwa reads those alerts on your phone and files each one under the right category, with the merchant name and the amount. Nothing to type. If a message ever comes in a format Tharwa has not seen, you can test it yourself and teach the app to read it.
BUDGETS THAT FIT REAL LIFE
Set a budget for a month, a week, or one specific trip. Add limits per category so a single habit cannot quietly eat the rest. Keep an eye on commitments like rent, instalments and subscriptions before they land, and see what is left to spend today rather than working it out yourself.
Savings goals track what you are putting aside for a phone, a car or a deposit. Budget history lets you compare this month against the last one, so the app is useful after the first month, not just during it.
BUILT FOR THE GULF
Tharwa was made in Oman, for people who bank here. It reads Gulf bank formats, shows the rial at its real three decimal places, and renders the new Omani rial, Saudi riyal and UAE dirham symbols properly instead of as empty boxes.
Full Arabic, laid out right to left throughout rather than translated and left facing the wrong way. 537 currencies with conversion, for travel, remittances and online orders.
YOUR DATA STAYS YOURS
No bank login. Tharwa never asks for your online banking username or password, because it does not need them. It works from the alerts already on your phone and anything you add yourself.
Your transactions are stored on your device. Back them up to your own Google Drive if you want to, and lock the app behind your fingerprint or face.
MADE TO LOOK AT
Charts that answer a question instead of decorating the screen: where the money went by category, how spending moved across the month, and what your accounts add up to.
Build your own categories with your own icons and colours, rearrange the home screen so the cards you use are the ones you see first, and pick from fourteen colour themes in light or dark.
WHAT YOU CAN TRACK
Daily expenses, income and salary, bills and subscriptions, loans and instalments, cash and card accounts, and as many wallets as you keep. Tharwa is an expense tracker, a budget planner and a personal finance manager in one app, and it works whether your money moves by card, by transfer or in cash.
FREE, AND PRO WHEN YOU NEED IT
Free covers the whole app, including 100 automatically tracked transactions a month. Tharwa Pro lifts that limit and unlocks unlimited budgets and goals.
We are a small team in Oman building this for our own community, and we read every piece of feedback.
More at https://www.tharwa.app
Tharwa reads the transaction alerts your bank already sends you, and turns them into categorised expenses on their own.
AUTOMATIC TRACKING FROM YOUR BANK SMS
Your bank texts you every time money moves. Tharwa reads those alerts on your phone and files each one under the right category, with the merchant name and the amount. Nothing to type. If a message ever comes in a format Tharwa has not seen, you can test it yourself and teach the app to read it.
BUDGETS THAT FIT REAL LIFE
Set a budget for a month, a week, or one specific trip. Add limits per category so a single habit cannot quietly eat the rest. Keep an eye on commitments like rent, instalments and subscriptions before they land, and see what is left to spend today rather than working it out yourself.
Savings goals track what you are putting aside for a phone, a car or a deposit. Budget history lets you compare this month against the last one, so the app is useful after the first month, not just during it.
BUILT FOR THE GULF
Tharwa was made in Oman, for people who bank here. It reads Gulf bank formats, shows the rial at its real three decimal places, and renders the new Omani rial, Saudi riyal and UAE dirham symbols properly instead of as empty boxes.
Full Arabic, laid out right to left throughout rather than translated and left facing the wrong way. 537 currencies with conversion, for travel, remittances and online orders.
YOUR DATA STAYS YOURS
No bank login. Tharwa never asks for your online banking username or password, because it does not need them. It works from the alerts already on your phone and anything you add yourself.
Your transactions are stored on your device. Back them up to your own Google Drive if you want to, and lock the app behind your fingerprint or face.
MADE TO LOOK AT
Charts that answer a question instead of decorating the screen: where the money went by category, how spending moved across the month, and what your accounts add up to.
Build your own categories with your own icons and colours, rearrange the home screen so the cards you use are the ones you see first, and pick from fourteen colour themes in light or dark.
WHAT YOU CAN TRACK
Daily expenses, income and salary, bills and subscriptions, loans and instalments, cash and card accounts, and as many wallets as you keep. Tharwa is an expense tracker, a budget planner and a personal finance manager in one app, and it works whether your money moves by card, by transfer or in cash.
FREE, AND PRO WHEN YOU NEED IT
Free covers the whole app, including 100 automatically tracked transactions a month. Tharwa Pro lifts that limit and unlocks unlimited budgets and goals.
We are a small team in Oman building this for our own community, and we read every piece of feedback.
More at https://www.tharwa.app
Budget and expense tracker that reads your bank SMS. No bank login needed.
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Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- No data collectedLearn more about how developers declare collection
What’s new
A completely new Tharwa!
• A new look. Every screen, sheet and button redrawn, with new icons and a new home screen.
• Faster. Transactions are stored and searched differently, so long lists stay quick.
• Fits your device. Real layouts for tablets and small phones.
• Gulf currency symbols throughout, so amounts look right.
• Many fixes, including a spending chart crash and the pop-ups that greeted you on launch.
• A new look. Every screen, sheet and button redrawn, with new icons and a new home screen.
• Faster. Transactions are stored and searched differently, so long lists stay quick.
• Fits your device. Real layouts for tablets and small phones.
• Gulf currency symbols throughout, so amounts look right.
• Many fixes, including a spending chart crash and the pop-ups that greeted you on launch.
App support
About the developer
ABDUL-MALIK 'ABDALLAH SAID GHAFIL AL-GHAZI
scientistplayground@gmail.com
ibra
Ibra 400
Oman