Sendi is a fast and secure mobile wallet built for Ghana. Send and receive money in seconds, top up by card or mobile money, withdraw to any mobile money number, and accept payments for your business, all from one simple app.
Whether you are splitting a bill with a friend, paying a supplier, buying from someone you have never met, or running an online store, Sendi keeps your money moving safely and puts you in full control of every cedi.
SEND AND RECEIVE INSTANTLY
- Send money to anyone using their @username, phone number, or email.
- Get your own personal pay link and QR code, share it, and get paid by anyone, even if they do not have the app yet.
- Instant wallet-to-wallet transfers, any time of day.
- Save your regular contacts so paying people again takes just seconds.
TOP UP AND WITHDRAW
- Add money using your bank card or mobile money (MTN, Telecel, AirtelTigo).
- Withdraw straight to your mobile money wallet whenever you need cash.
- A clear, real-time balance and a full transaction history you can download as a statement.
- Sensible daily limits for extra peace of mind.
GET PAID FOR YOUR BUSINESS
- Create shareable payment links in seconds and let customers pay you online.
- Send professional invoices with itemised amounts.
- Accept card and mobile money payments from anyone, anywhere.
- Sell digital products, delivered automatically the moment payment is confirmed.
- Open your own mini online store and share it with a single link.
BUY AND SELL SAFELY WITH ESCROW
- The buyer's money is held securely by Sendi and released only when both sides confirm the deal is done.
- Protects buyers from paying for something they never receive.
- Protects sellers from delivering before they are paid.
- Ideal for deals between people who have never met.
SENDI CASH CODES, DIGITAL GIFT CARDS
- Turn your wallet balance into a shareable cash code.
- Send it to family and friends, who redeem it straight into their own Sendi wallet.
- Every code is PIN-protected and should be treated like real cash.
REFER AND EARN
- Invite your friends to Sendi and earn rewards paid directly into your wallet.
- Track everyone you have referred and everything you have earned in one place.
SECURITY YOU CAN TRUST
- Biometric app lock. Open Sendi with your fingerprint, face, or phone screen lock.
- Every payment is protected by a private transaction PIN that only you know.
- Built-in fraud monitoring and account protection help keep your money safe.
- Suspicious activity can freeze an account automatically until it is reviewed.
- Your information is encrypted, kept private, and never sold.
REAL-TIME NOTIFICATIONS
- Get an instant alert the moment money comes in or goes out.
- Payment updates and important announcements reach your phone even when the app is closed.
- Always know exactly where your money is, without opening the app.
STAY ORGANISED
- See every payment, transfer, top-up, and withdrawal in one clean history.
- Download a full statement whenever you need one for your records.
- Track what you have sent, received, and earned over any period.
FAST EVEN ON A POOR NETWORK
- Sendi is optimised to load quickly and run smoothly, even on slow or unstable connections, so you are never left waiting to send or receive money.
FOR DEVELOPERS AND MERCHANTS
- Add Sendi payments to your own website or app with a simple, secure API.
- Hosted checkout, signed webhooks, and a live sandbox make it easy to test before you go live.
WHY PEOPLE CHOOSE SENDI
- One app for everything: sending, receiving, saving, and getting paid.
- Money moves in seconds, day or night.
- Clear fees and a full record of every transaction.
- Designed and built for the way Ghana pays.
Download Sendi today and take full control of your money. Send, receive, save, get paid, and grow your business, all in one secure app.
Payments. Wallet. Transfer.