AI住宅ローンシミュレーター
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About this app
Equipped with the know-how of Taro Sennichi, a certified public accountant who specializes in financial systems, this is an AI simulator that supports planning and tax saving for housing loans that can be repaid without difficulty. You can also easily obtain answers using AI of large-scale language models.
◆ Comparative simulation
You can compare up to three types of mortgage plans for one property.
If you enter your annual income, age, family composition, etc. in your profile, the following three major risks and interest rate type matching degree will be calculated and output as a radar chart.
① Can you continue to make monthly repayments without difficulty?
(2) What is the risk of funding shortfalls and bankruptcy?
③ What is the risk of bankruptcy after retirement?
④ What is the compatibility with the interest rate type of the mortgage loan you chose?
In addition, advice supervised by a certified public accountant is output according to the radar chart score. In addition, you can ask questions to the large-scale language model AI via chat.
◆ Borrowable amount
Calculate the amount you can borrow from your monthly repayments and annual income. It can also be used as a guideline for the amount that a dual-income couple can borrow.
◆Floating interest rate
Calculate how much the payment burden will increase if the interest rate rises by what percentage. It is a full-spec simulator that supports the 5-year 125% rule, as well as the selection of equal principal and interest, and equal principal.
◆ Housing loan deduction
For housing loan deductions, which are very complicated, you can calculate the amount of housing loan deductions for each year and total by entering the residence start date, borrowing amount, interest rate, and annual income.
It is a full-spec simulator that can also calculate cases where a double-income couple receives mortgage deductions for pair loans and joint debts. The calculation logic is supervised by a certified public accountant.
◆ Refinancing simulation
It is a simulator that can not only compare the payment amount before and after refinancing, but also calculate the benefits of refinancing, including refinancing costs and refunds of prepaid guarantee fees.
If you enter your annual income, age, family composition, etc. in your profile, the following 4 major factors for your current mortgage and refinancing mortgage will be calculated and output in a radar chart.
① Can you continue to make monthly repayments without difficulty?
② What is the risk of bankruptcy after retirement?
③ What is the compatibility with the interest rate type of the mortgage?
④ What are the benefits of refinancing?
In addition, advice supervised by a certified public accountant is output according to the radar chart score. In addition, you can ask questions to the large-scale language model AI via chat.
◆Latest news
A certified public accountant familiar with economics and finance will deliver world economic and financial news related to mortgages in an easy-to-understand manner for beginners (with notification function).
interest rate news
mortgage interest rate bulletin
Two months notice before the floating interest rate rises
financial news topics
Tax, subsidy news
◆ Comparative simulation
You can compare up to three types of mortgage plans for one property.
If you enter your annual income, age, family composition, etc. in your profile, the following three major risks and interest rate type matching degree will be calculated and output as a radar chart.
① Can you continue to make monthly repayments without difficulty?
(2) What is the risk of funding shortfalls and bankruptcy?
③ What is the risk of bankruptcy after retirement?
④ What is the compatibility with the interest rate type of the mortgage loan you chose?
In addition, advice supervised by a certified public accountant is output according to the radar chart score. In addition, you can ask questions to the large-scale language model AI via chat.
◆ Borrowable amount
Calculate the amount you can borrow from your monthly repayments and annual income. It can also be used as a guideline for the amount that a dual-income couple can borrow.
◆Floating interest rate
Calculate how much the payment burden will increase if the interest rate rises by what percentage. It is a full-spec simulator that supports the 5-year 125% rule, as well as the selection of equal principal and interest, and equal principal.
◆ Housing loan deduction
For housing loan deductions, which are very complicated, you can calculate the amount of housing loan deductions for each year and total by entering the residence start date, borrowing amount, interest rate, and annual income.
It is a full-spec simulator that can also calculate cases where a double-income couple receives mortgage deductions for pair loans and joint debts. The calculation logic is supervised by a certified public accountant.
◆ Refinancing simulation
It is a simulator that can not only compare the payment amount before and after refinancing, but also calculate the benefits of refinancing, including refinancing costs and refunds of prepaid guarantee fees.
If you enter your annual income, age, family composition, etc. in your profile, the following 4 major factors for your current mortgage and refinancing mortgage will be calculated and output in a radar chart.
① Can you continue to make monthly repayments without difficulty?
② What is the risk of bankruptcy after retirement?
③ What is the compatibility with the interest rate type of the mortgage?
④ What are the benefits of refinancing?
In addition, advice supervised by a certified public accountant is output according to the radar chart score. In addition, you can ask questions to the large-scale language model AI via chat.
◆Latest news
A certified public accountant familiar with economics and finance will deliver world economic and financial news related to mortgages in an easy-to-understand manner for beginners (with notification function).
interest rate news
mortgage interest rate bulletin
Two months notice before the floating interest rate rises
financial news topics
Tax, subsidy news
Updated on
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Data is encrypted in transit
Data can’t be deleted
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