FloatCard: Earn Card Interest

EloLabs

In-app purchases

About this app

Your credit card already gives you an interest-free period. FloatCard helps you stretch it to the maximum — and by giving you the opportunity to keep your money in a money market fund during that time, it helps you earn interest every month.

How it works? Spend right after your statement closes, keep your money invested until the due date. That's typically 30–40 days. FloatCard tells you which card to use and when — you handle the rest.

💰 THE MATH
By keeping your monthly spending in a money market fund for 30–40 days, you can generate extra income every single month. The app calculates and shows your potential earnings.

🎯 WHAT IT DOES
Add your credit cards with statement and due dates
Shows you instantly which card to use today
Sends reminders on card switch days and before due dates
Reports your monthly interest earnings
Home screen widget — track everything without opening the app

🔒 PRIVACY FIRST
All data stays on your device only. No account, no cloud, no server. None of your financial information is ever shared with us.

📊 WHO IS IT FOR?
Designed for anyone who holds multiple credit cards, uses money market funds or similar investment vehicles, and wants to manage cash flow intentionally.

⚠️ IMPORTANT
This system and the estimated earnings shown are only valid for users who pay their credit card statement balance in full each month. It is not suitable for those who make minimum or partial payments, and the projected earnings will not reflect reality in those cases.

Credit card interest period, interest-free credit, money market fund returns, cash management, credit card tracker, payment due date reminder.