Neptune: Budgeting & Finance
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About this app
Neptune: Money Management
Connect your bank, and Neptune does the rest. Every transaction is automatically categorized, every subscription surfaced, every bill tracked — so you actually know where your money goes and what's coming next.
Built for people who want clarity without spreadsheets, Neptune turns your accounts into a living picture of your finances. See
your cashflow in real time, set budgets that adapt, and get gentle, plain-English coaching the moment something looks off.
Why people use Neptune
• Connect every account in seconds with secure bank linking
• Watch your money move with a live cashflow view
• Stop forgetting about Netflix, the gym, or that random $4.99 — Neptune finds your subscriptions and bills automatically
• Know the difference between essential bills (rent, utilities, insurance) and discretionary subscriptions, side-by-side
• AI categorization that actually learns your spending — no rules to write
• Build a budget in minutes with one of five strategies (Zero-Based, 50/30/20, Envelope, Flex, or fully custom)
• Track goals — emergency fund, vacation, a big purchase — and see them grow alongside your spending
• Pull up any past day to see exactly what your finances looked like at that moment
• Share with a partner via household invites — everyone sees the same source of truth
• AI coaching surfaces insights like "you spent 40% more on dining this month" — without the lecture
Privacy first
Your bank credentials never touch our servers. We use bank-grade encryption (Plaid) and never sell your data. Read-only access,
always.
Neptune is the budgeting app for people who'd rather understand their money than wrestle with it.
Connect your bank, and Neptune does the rest. Every transaction is automatically categorized, every subscription surfaced, every bill tracked — so you actually know where your money goes and what's coming next.
Built for people who want clarity without spreadsheets, Neptune turns your accounts into a living picture of your finances. See
your cashflow in real time, set budgets that adapt, and get gentle, plain-English coaching the moment something looks off.
Why people use Neptune
• Connect every account in seconds with secure bank linking
• Watch your money move with a live cashflow view
• Stop forgetting about Netflix, the gym, or that random $4.99 — Neptune finds your subscriptions and bills automatically
• Know the difference between essential bills (rent, utilities, insurance) and discretionary subscriptions, side-by-side
• AI categorization that actually learns your spending — no rules to write
• Build a budget in minutes with one of five strategies (Zero-Based, 50/30/20, Envelope, Flex, or fully custom)
• Track goals — emergency fund, vacation, a big purchase — and see them grow alongside your spending
• Pull up any past day to see exactly what your finances looked like at that moment
• Share with a partner via household invites — everyone sees the same source of truth
• AI coaching surfaces insights like "you spent 40% more on dining this month" — without the lecture
Privacy first
Your bank credentials never touch our servers. We use bank-grade encryption (Plaid) and never sell your data. Read-only access,
always.
Neptune is the budgeting app for people who'd rather understand their money than wrestle with it.
Spend, Budget, Repeat
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- This app may collect these data typesPersonal info and Financial info
- Data isn’t encrypted
- You can request that data be deleted
What’s new
What's new in 1.4.0?
A home screen that feels like your wallet
Your dashboard now opens on your accounts as real bank cards — balance front
and center, with the last four digits of each account right on the card. Swipe
between your connected banks like flipping through a wallet, and whichever
card you land on filters your whole dashboard — transactions, budget,
everything — to that account.
A home screen that feels like your wallet
Your dashboard now opens on your accounts as real bank cards — balance front
and center, with the last four digits of each account right on the card. Swipe
between your connected banks like flipping through a wallet, and whichever
card you land on filters your whole dashboard — transactions, budget,
everything — to that account.
Everyone
Learn moreApp support
About the developer
Service Storm, LLC
spencer@servicestorm.io
1520 Bentridge Dr
Lawrenceville, GA 30043-6509
United States
+1 770-714-4670