Settl - Split Bills & Expenses

Meet Technologies Pvt. Ltd.

About this app

Settl splits bills and expenses with friends, roommates and groups — no
account, no sign-up. Open it and start splitting.

Rent, a group trip, a dinner bill: create a group, log an expense in seconds,
and see exactly who owes what.

WHY PEOPLE SWITCH TO SETTL
- No expense limits — as many groups and as many expenses as you want
- No account, no email, no login, ever
- Works fully offline — no sync errors, no server to depend on
- Your data stays on your device — nothing uploaded, nothing tracked
- Export, backup and restore are included
- An alternative to Splitwise and other bill splitting apps

SPLIT IT HOWEVER IT ACTUALLY HAPPENED
- Equally, by shares, by exact amounts, or by percentage
- Someone skipped a round? Leave them out of that expense
- Splits are checked to add up to the total — Settl refuses a split that
doesn't reconcile rather than quietly rounding it

MONEY THAT RECONCILES
- Every amount is calculated in whole paise, so totals always add up
- Splitting ₹10 three ways doesn't lose a paisa, and the leftover unit rotates
instead of always landing on the same person
- Works with 170+ currencies, including yen and dinar, which don't have two
decimal places

SETTLE UP AND CLOSE THE LOOP
- Record payments, including partial ones
- Get the minimum set of payments that clears every debt
- Or turn simplification off and see exactly who owes whom, unchanged
- Every suggested payment can explain where it came from

SEE WHERE A NUMBER CAME FROM
- Tap anyone to see what their balance is made of — what they paid, their
share, what they sent and received
- Set the date an expense actually happened, not when you typed it
- Add notes for what the title has no room for

FIX ANYTHING
- Edit expenses, payments, member names and group names
- Change a group's currency after creating it

YOUR DATA IS YOURS
- Share a summary as text, straight into the group chat
- Export every expense and payment as CSV for Sheets or Excel
- Full backup and restore, included

PERFECT FOR
- Group trips and vacations
- Shared rent and household bills
- Dinner and night-out bills
- Road trips
- Office lunch groups

PRIVACY FIRST
Your data never leaves your device. No cloud, no accounts, no tracking. A
private bill splitting app that works offline, with every feature available to
everyone.

Download Settl and stop doing the mental math.