Settlio: Split, Track & Settle

Ansh Gupta Studio

About this app

Settlio makes splitting money with friends simple. Track shared expenses,
see exactly who owes whom, and settle up in seconds over UPI — no awkward
reminders, no messy spreadsheets, no maths.

SPLIT ANYTHING, WITH ANYONE
Create a group for a trip, a flat, a dinner or a one-off plan. Add friends
by email, phone number or straight from your contacts. Add an expense and
Settlio works out everyone's share instantly — split equally, by exact
amounts, or however the bill actually landed.

ALWAYS KNOW WHERE YOU STAND
One clear balance tells you what you owe and what you're owed, across every
group. Settlio simplifies debts automatically, so instead of six people
paying each other in circles, you get the shortest possible list of payments.

SETTLE UP OVER UPI
Tap to settle and Settlio opens your UPI app — PhonePe, Google Pay, Paytm,
anything — with the amount already filled in. Pay, come back, and the balance
clears. Settlio never touches your money; the payment happens entirely inside
your own UPI app.

SCAN RECEIPTS WITH AI
Point your camera at a bill and Settlio reads the total, the merchant and the
date for you. No typing, no squinting at faded thermal paper.

ASK SETTLIO AI
Not sure where your money went? Just ask. "How much did I spend on food in
Goa?" "Who still owes me?" The built-in assistant answers in plain language,
using your real expense history.

STAY IN SYNC
Push notifications when someone adds an expense, settles up or comments.
A live activity feed for every group. Comment on any expense to sort out the
details where they belong, instead of across three different chats.

What’s new

- Removed unnecessary broad photo library permission — receipt and cover
photo picking now uses Android's system photo picker