Finlytics

Team Instastack

About this app

Finlytics – Your Complete Loan Management Solution

Take full control of your financial future with Finlytics, the most comprehensive loan tracking and management app. Whether it’s a personal loan, auto loan, mortgage, or student loan – Finlytics helps you track, analyze, and optimize your repayment journey.

🎯 KEY FEATURES:

🤖 AI Loan Assistant (New & Unique)
• Chat naturally with Finlytics AI – ask things like:
“How much can I save if I pay ₹5,000 extra for 12 months?”
“Which of my loans should I prepay first?”
• AI analyzes your actual loan data to give personalized answers
• Understand EMI savings, interest reduction, and debt-free timelines instantly
• Get smart financial insights that adapt as you update your loans

📊 Smart Dashboard
• Track all your loans in one place with real-time insights
• Monitor total balance, monthly payments, and payoff progress
• Visual progress tracking with intuitive charts and analytics
• Debt-free milestone projections based on your loan terms

💰 EMI Calculator
• Calculate EMI if you are planning for loan for your first home

💰 Advanced Prepayment Calculator
• 6 different prepayment strategies: Extra Monthly, Lump Sum, Combined, Biweekly, Annual, and Custom
• Calculate exact savings from prepayments with detailed comparisons
• See how much time and interest you can save
• Interactive charts showing principal vs interest breakdown

📈 Comprehensive Analytics
• Loan distribution and payment breakdowns
• Individual loan progress tracking
• Principal vs interest payment analysis
• Balance projection charts and EMI breakdowns

🔒 Security & Privacy
• Your data never leaves your phone – completely local and private
• No servers, no cloud storage – 100% secure on-device
• Biometric authentication (fingerprint/Face ID)
• Dark/light theme support
• Multi-currency support

⚙️ Smart Features
• Add loans with detailed lender, rate, and term info
• Add or update loans anytime
• Works offline for your loan data, loan data us secured and private.
• Connects online only when using AI chat or insights

💡 Why Choose Finlytics?

Unlike basic loan calculators, Finlytics provides a complete loan management ecosystem. With advanced prepayment strategies, you’ll see exactly how to save thousands in interest and cut years off your loan term. All analytics run securely on your device – your loan data is never uploaded or shared.

👉 Download Finlytics today and take the first step toward becoming debt-free, faster and smarter.

What’s new

📊 Smart Dashboard
💰 Advanced Prepayment Calculator
📈 Comprehensive Analytics
💰 EMI Calculator
🔒 Security & Privacy
⚙️ Smart Features