Mudraa: Expense Tracker

Shifa Studios

About this app

Mudraa: Expense Tracker & Personal Finance

Mudraa is a personal finance and expense tracker for India that helps you track your money through accounts, transactions, stores, items, and people.

Know how much you can spend each day

Don't just look at what you have already spent. Mudraa helps you plan what you can spend next.

Based on your spending during the month and the number of days remaining, Mudraa calculates a daily spending limit to help you pace your expenses for the rest of the month.

See how today's spending compares with your suggested daily limit and stay more aware of your spending as the month progresses.

Track expenses the way you actually spend

Record expenses across your bank accounts, cash, wallets, debit and credit cards, savings, investments, and loans.

Keep every transaction organised by amount, date, category, account, store, or person.

Save stores and reuse their items

Mudraa lets you create stores and save the products or items you regularly buy from them.

For example, you can save your usual grocery items under your grocery store. The next time you shop there, those saved items are available again, making it faster to record your purchase.

Record items, quantities, and prices instead of entering only one total amount.

Keep track of money shared with people

Record money you send to or receive from friends, family, and colleagues.

Separate your lending and borrowing transactions from your everyday expenses so you can easily find and review money exchanged with a particular person.

Track transfers between accounts

Record money moved from one account to another without treating it as an expense.

Whether you move money from a bank account to cash or between different accounts, Mudraa keeps the transfer connected so your records stay accurate.

Smarter transaction entry

Mudraa uses your previous transactions to suggest commonly used:

Accounts • People • Stores • Store Items

These suggestions help make recurring transactions quicker to record.

Explore your spending

Understand your financial activity with statistics and trends across different time periods.

See your income and expenses, spending categories, account activity, and transaction trends to understand your financial habits.

Works offline

Your financial records remain available even when you are offline, so you can record and review transactions without depending on a constant internet connection.

Backup your financial records

Create encrypted backups of your Mudraa data and restore your records when needed.

Make Mudraa yours

Personalise the app with light and dark themes, colours, and fonts.

Track expenses. Save recurring purchases. Manage money across accounts. Know your daily spending limit.

Mudraa brings detailed expense tracking and practical spending insights together to help you stay in control of your money.

What’s new

• Improved suggestion accuracy to make recommendations feel more relevant and useful.
• Refined the app’s visual consistency for a cleaner and easier-to-read experience.
• General improvements and polish across the app.