Shriram One: Loan, FD, UPI

Shriram Finance Limited

About this app

Shriram One: Your All-in-One Financial App

Everything you loved about MyShriram is now even better in Shriram One. Download the Shriram One App to access a comprehensive suite of financial services that you used to access in your My Shriram App with more ease to help with your everyday needs.

Manage Your Finances with Ease

Loans:
Personal Loans: Apply for a Personal Loan up to ₹15 Lakh to meet your personal expenses, consolidate debt, or finance a dream purchase. We offer flexible repayment options (12 to 60 months), with no collateral at competitive interest rates (12%* to 36%* APR).

Example of how a Shriram Personal Loan works:

Loan Amount of ₹1,00,000 for 24 months would have an interest rate of 1% p.m. for 24 months (interest rate on reducing balance method) with EMI ₹4,707, the total interest payable would be

₹4,707 x 24 months - ₹1,00,000 = ₹12,968

The processing fees (excl. GST)* is ₹2,000 and the disbursed amount - ₹1,00,000 - ₹2,000 = ₹98, 000

✅ Total Amount Payable: ₹4,707 x 24 months = ₹1,12,968

✅ Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968

The total amount payable will be ₹1,14,968 (incl. Processing Fee).

*Note: These numbers are indicative. Final interest rate & APR will depend on the customer’s credit assessment

Business Loans: Grow your business with Shriram Business Loan. We offer financing for various business needs, including working capital, inventory purchase, equipment financing, and more. Enjoy flexible repayment options and competitive interest rates tailored to your business requirements.

Vehicle Loans: Make your dream vehicle a reality with our diverse vehicle loan options

Two-Wheeler Loan: Get your dream two-wheeler with ease. Apply for a two-wheeler loan, enjoy flexible repayment options and low interest rates.

Commercial Vehicle Loan: Grow your fleet and empower your transport business with a Commercial Vehicle Loan.

Gold Loan: Get fast and easy access to cash by pledging your gold with us.

Investments:

Fixed Deposits (FD): Secure your future and enjoy guaranteed returns with flexible tenures ranging from 12 months to 60 months with Shriram FD.

Shriram Chits: A disciplined saving option with benefits. Invest a fixed amount regularly and receive a lump sum payout at maturity, along with accumulated interest.

Shriram One Gold: Invest in the timeless value of gold with Shriram One Gold. Buy, sell, or hold digital gold securely and efficiently within the app.

Fixed Investment Plans (FIP): Invest a fixed amount regularly and benefit from compounded interest over the investment term. Shriram offers various FIPs with attractive interest rates and flexible investment options.

Insurance:

Secure your future with our comprehensive insurance plans. We offer both general and life insurance, including options for motor vehicles, health, savings, and retirement.

Simplify Everyday Transactions

UPI: Make secure and instant payments with Shriram One UPI. Scan any QR code to send or receive money, check account balance, set up auto-pay for bills, and receive reminders.

Bill Payments and Recharges: Recharge your mobile, DTH, pay various bills (mobile, landline, DTH, FASTag, loans, insurance premiums, broadband, cable TV, water & electricity), and manage all your payments conveniently.

Additional Features

Free Credit Score Check: Monitor your credit health with free credit score checks.
Rewards Program: Earn exciting rewards on your transactions and redeem them for bill payments and services.

Exclusive Offers: Discover exclusive offerings like Shriram One Gold (buy, sell, or hold digital gold) and Shriram One Care.

Partner Programs: Find the best deals with our partner programs for flights, hotels, groceries, travel, shopping, electronics, OTT, games, and much more.