Simi Cash - Personal Loan

CAREFREE TECHNOLOGY LIMITED

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About this app

Simi Cash is a digital lending platform in Nigeria for eligible users who need a simple way to apply for personal loans online. The app is designed to make the application process clear, with loan amount, repayment period, interest information, and repayment details shown before users confirm their request.
With Simi Cash, users can check available loan options, submit basic application information, review the repayment schedule, and receive application status updates through the app. Loan availability and final terms depend on eligibility review and the information provided during application.
What You Can Do in the App
Apply Online: Complete the loan application process in the app and receive status updates after review.
Review Loan Details: Check the loan amount, repayment period, interest information, and repayment schedule before confirmation.
Manage Repayment: View repayment information in the app and follow the repayment plan shown for your selected loan.
Check Loan Limit: Review available loan options based on eligibility and the information submitted during application.
Get Support Online: Use the online support channel when you need help with account, application, or repayment questions.
Loan Terms and Pricing
Loan Amount: Up to ₦1,000,000, subject to eligibility review.
Repayment Period: 91 to 360 days, depending on the selected loan option.
Daily Interest Rate: Less than 0.05%.
APR: Up to 30%.
Fee Display: Applicable loan fees and repayment details are displayed before confirmation.
Loan Cost Example
The final repayment amount depends on the approved loan amount, repayment period, applicable interest rate, and any displayed fees. Users can review the repayment schedule in the app before confirming a loan request.
Example Loan Amount: ₦100,000
Example Repayment Period: 180 days
Example Daily Interest Rate: 0.05%
Interest Calculation: ₦100,000 × 0.05% × 180 days = ₦9,000
Example Total Repayment: ₦100,000 principal + ₦9,000 interest = ₦109,000
APR Information: APR is up to 30%, depending on the approved loan terms.
Key Features
- Online personal loan application
- Bank transfer after review and confirmation
- Real-time loan limit inquiry
- Online support channel
- Fee and repayment details displayed before confirmation
- Data protection supported by 256-bit encryption
Contact Information
Contact Email: [e-mail]
Website: https://www.carefree-tech.com/
Privacy Policy URL: https://www.carefreetech.com/simiCash/privacy_policy.html
Company: CAREFREE TECHNOLOGY LIMITED
Address: No 20, Wuse Zone 6 Abuja, Federal Capital Territory, 905102 Nigeria

What’s new

We’ve improved performance, enhanced security, and fixed minor issues to make your Simi Cash experience smoother and more reliable.