Osaru - mindful budgeting

SilverBack Studio

In-app purchases

About this app

Your account says €2,300 but only €140 is actually yours to live on? Osaru clears up that misunderstanding.

Osaru doesn't show your balance (a trap) — it shows your MONEY TO LIVE ON: what's really left once rent, bills and savings are set aside. Clear, honest, day by day.

And you're not alone: Bud, your companion, grows with you as you stay on track. 🐵→🦍

WHAT OSARU DOES FOR YOU
• Your money to live on, front and center — and how much you can spend today.
• The anti-impulse airlock: tempted? Test it. Bud reframes the urge (in hours of work, in % of your goal) and offers to pause it. Often, the urge fades.
• Goals that fill up when you resist.
• Daily missions and a streak to keep the habit going, gently.
• A subscription detector and an end-of-month forecast (to go further).
• NEW — with Osaru Plus: “Bud AI”, a real conversation with Bud powered by Claude. Tailored, attentive advice that matures with you. Optional and private (the core stays free, local and AI-free).

OUR PRINCIPLES
• The safety net (money to live on, the airlock) is FREE, forever.
• Caring, never shaming: a no-spend day is a win.
• Private by default: your data lives on your phone. The account, bank sync and “Bud AI” are optional and hosted in Europe. No ads, no advertising trackers, no reselling.
• If things get hard, Bud points you to free support — no judgment.

Osaru is the budget that walks beside you instead of judging you.

Feedback or a bug? Email us: [e-mail]

What’s new

This update improves the reliability of monthly forecasts: transactions can be added to the budget one by one, excluded flows are explained more clearly, and cycle imports can be corrected without deleting manual entries. It also includes stability improvements.