Simplify Money: Income Tax AI

Manage Goals,Taxes,Salary,Debt With Simplify Money

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About this app

Simplify Money — your AI personal finance app. Chat with Kuber.AI, your in-app AI agent, to file your ITR in 7 minutes (no forms). See where every rupee is going. Get step-by-step guidance on how to save and grow your money. All in plain English. All in one chat.

Built for early earners (23–29) who have multiple finance apps and still don't know if it's working — or just got their second paycheck and don't know what to do next.

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THE ITR-SEASON HEADLINE
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✦ Tax Pilot — Conversational ITR filing
Skip the forms. Just chat with Kuber.AI. Tax Pilot pulls your Form 16, AIS, and 26AS, picks the right ITR form (ITR-1, ITR-2, ITR-3, or ITR-4), pre-fills everything, and files in ~7 minutes. Built for first-time, second-time, and third-time tax filers — the people who hate the spreadsheets, the CA-chasing, and the late-night PDF hunting.

Whether you're a salaried employee, freelancer, software engineer with RSUs, F&O trader, or doctor with private practice — Tax Pilot knows your scenario.

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WHAT SIMPLIFY MONEY DOES YEAR-ROUND
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✦ AI insights on every rupee
Connect your accounts and Kuber.AI shows you a holistic picture: where your salary went, what you over-spent on this month, what your idle ₹10K could become, and the next move that matters most.

✦ Step-by-step guidance — not just dashboards
We don't just show you a graph and walk away. Every insight ends in a clear next step: do this with that ₹5,000, switch this SIP, claim this deduction, set up this automation. Money decisions become decisions, not pie charts.

✦ Holistic financial picture
Salary, SIPs, FDs, mutual funds, stocks, gold, idle cash, expenses, taxes, insurance — Simplify Money ties them all together so you stop juggling 4 apps just to know what's happening.

✦ Anti-boring, gamified UX
Quests, levels, and streaks — but designed to make you act, not collect points. Money decisions feel like talking to a friend who actually knows what they're doing.

✦ AI agents inside one chat
Tax Pilot for ITR. Money agent for budgeting and analytics. Growth agent for investing options. SIP agent. Insurance agent. All powered by Kuber.AI. All in one chat. No tab-switching.

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WHY YOU CAN TRUST US
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🔒 Privacy-first — we don't sell your data
🚫 Zero commissions — we never push funds for kickbacks
✓ No fund-pushing — we don't earn from what you buy
💬 You pay us; that's it

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🪙 FOUNDING 100 — LIMITED COHORT
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The first 100 paid subscribers lock in founder pricing forever. Your subscription bundles Tax Pilot for ITR season — typically the most expensive thing early earners pay a CA for. Real scarcity: only 100 spots.

Ratings and reviews

I tried the Simplify Money app, especially the Digital Gold feature. The UI is clean, intuitive, and the purchase flow is quick and easy. I also liked that the current gold price is shown clearly before buying. A few improvements could be better transparency on pricing (charges/taxes), more informative payment status updates, and a more detailed transaction history. Overall, it was a smooth experience.

I used the Simplify Money app today, and my overall experience was good. The app feels lightweight, fast, and beginner-friendly. The Digital Gold purchase flow is straightforward, and I liked that my holdings were updated immediately after the transaction. One thing I'd improve is adding more educational information for first-time investors and clearer explanations about pricing and returns. Better error messages in case of payment failures would also make the experience even better.

Just checked out the Simplify Money app. I really liked the modern UI and how easy it is to explore different investment options. The Digital Gold section is simple to understand, and the buying process is quick without feeling complicated. On the downside, I'd love to see more analytics for my investments, better filtering in the transaction history, and a little more transparency about fees and pricing. Overall, it's a clean and user-friendly app with a lot of potential.

What’s new

- Improved financial stats
- Subscription status now highlighted on the dashboard.
- Enable stocks linking for all users.
- Spend Analytics revamp: filters (month/year, source), transaction view, and spending-pattern graphs.
- Sign in with Gmail account.
- View and track your mutual fund portfolio.
- UX improvements, data sync fixes & bug fixes.