Simplify Money: AI In Finance

Simplify Money

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About this app

Simplify Money is an AI personal finance app that brings your whole money life into one place — and lets you ask questions about it in plain language.

Connect your accounts and Simplify Money builds a single, live picture of your net worth: bank balances, stocks, mutual funds, SIP, digital gold and fixed deposits, all in one view. Connect any and all of your stock brokers and see one consolidated holding instead of juggling five different apps.

Ask KuberAI anything — and let it act. "What's my net worth?" "How has my spending changed?" KuberAI answers in plain language, using your real data. Or tell it what to do — "Gift ₹100 of digital gold to a friend," "Invest ₹10,000 in a fixed deposit" — and it acts on your command. No forms, no menus.

When it's that time of year, file your taxes by chat too. Tax Pilot walks you through your ITR filing in plain conversation — pulling your details, confirming with you, filing it — without you ever leaving Kuber.AI.

Ratings and reviews

I tried the Simplify Money app, especially the Digital Gold feature. The UI is clean, intuitive, and the purchase flow is quick and easy. I also liked that the current gold price is shown clearly before buying. A few improvements could be better transparency on pricing (charges/taxes), more informative payment status updates, and a more detailed transaction history. Overall, it was a smooth experience.

I used the Simplify Money app today, and my overall experience was good. The app feels lightweight, fast, and beginner-friendly. The Digital Gold purchase flow is straightforward, and I liked that my holdings were updated immediately after the transaction. One thing I'd improve is adding more educational information for first-time investors and clearer explanations about pricing and returns. Better error messages in case of payment failures would also make the experience even better.

Just checked out the Simplify Money app. I really liked the modern UI and how easy it is to explore different investment options. The Digital Gold section is simple to understand, and the buying process is quick without feeling complicated. On the downside, I'd love to see more analytics for my investments, better filtering in the transaction history, and a little more transparency about fees and pricing. Overall, it's a clean and user-friendly app with a lot of potential.

What’s new

- Mutual fund details- return % over time
- UX enhancements & bug fixes