SimuHabitat-Simulez achat immo

Dev2User

About this app

🏠 SimuHabitat — Your real estate project, clearly itemized.

Simulate, compare, and understand all the financial aspects of your property purchase. Free, ad-free, no account required, 100% French.

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⚡ QUICK SIMULATION Enter price, down payment, interest rate, and property type → instant monthly payments over 10, 15, 20, and 25 years, including notary fees and total interest.

⚙️ COMPLETE SIMULATION • Profile: owner or tenant, current loans, multiple savings with individual returns • Differentiated rate by term (10/15/20/25 years) • HCSF compliance: verification of the 35% threshold including insurance • Fixed price or comparative range • Year-by-year projection: waiting costs, cumulative rent, interest paid, utility savings • PTZ, IRA, notary fees (existing 8% / new 2.5%), guarantee, bank file • Borrower insurance estimated according to age • Automatic search for the HCSF feasibility date

📊 SMART RESULTS • Summary Mode: term recommendation, feasibility badge, debt gauge, quick comparison • Detailed Mode: complete breakdown (principal, interest, insurance, total cost, savings vs. waiting time) • Contextual floating header during scrolling • Profitability indicators: vs. previous period and vs. start date

📈 RATE OF REAL-TIME MARKET • Automatic retrieval from meilleurtaux.com, empruntis.com, pretto.fr • Interactive history since 2000 with touch graph • Filtering by period (3M, 6M, 1Y, 2Y, all) and by duration • Transfer of rates to the simulation with one click • Offline fallback data

🛡️ MORTGAGE INSURANCE • Estimate by age bracket (< 25 to 65+) • Complete table of indicative rates • Automatic transfer to settings

🔨 HOME IMPROVEMENTS ESTIMATOR • 15 categories: painting, flooring, kitchen, bathroom, electricity, plumbing, insulation, windows, partitions, heating, roofing, facade, doors, stairs, earthworks • Quality slider per category (entry-level → luxury) • 3 presets: Refresh, Standard, Complete • Detailed summary + transfer to the simulation

📚 INTEGRATED GUIDE Detailed breakdown of notary fees, HCSF regulations, zero-interest loans (PTZ) (conditions, zones, limits), early repayment penalties (IRA), insurance (Lemoine Law), savings returns, regulated savings accounts for 2024-2025, pre-signing checklist.

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🎨 DESIGN • Dark 🌙 / Light ☀️ theme • Intuitive tabbed navigation • Automatic settings saving

✅ BENEFITS ✔ Free, ad-free ✔ No account required ✔ No data collected — 100% local calculations ✔ Works offline ✔ Adapted to the French market (HCSF, PTZ, notary, savings accounts)

⚠️ Informational tool only. Does not constitute financial advice. Consult a licensed advisor, notary, or broker before making any purchase decision.

If you also want to replace any variants (“Immo Sim”, “immosim”, Android package name, URL, etc.), I can adapt them as well.

What’s new

🎉 ImmoSim devient SimuHabitat !

Même application, nouveau nom. SimuHabitat continue de vous accompagner dans vos projets immobiliers avec ses simulateurs de crédit, calculs de frais de notaire, estimation de travaux, suivi des taux et bien plus encore.

Merci pour votre confiance !