Calculate compound interest and see how much your savings can grow over time.
Compound Interest Calculator lets you simulate the growth of your capital with recurring contributions (dollar-cost averaging / DCA) in a detailed and accurate way, including with financial leverage.
Set your parameters, tap RUN SIMULATION and get charts, key metrics and a complete year-by-year table showing the effect of compound interest on your investment.
⚙️ CUSTOMIZABLE PARAMETERS
On the Simulation Parameters page you configure every aspect of your investment:
• Initial age and plan duration
• Initial deposit, installment and frequency
• Annual return (monthly compounding)
• Safe Withdrawal Rate (SWR)
• Financial leverage (ratio, mode and cost)
• Second stage with separate parameters
The app calculates contributions, compound interest, debt and interest month by month, creating a realistic and personalized simulation.
📊 COMPLETE RESULTS
• Summary cards: final age, total invested, final capital, profits, total debt (if any), monthly SWR and other key metrics.
• "Capital growth" chart: yearly progression with stacked bars (Equity, Debt, Profit). With a second stage, a vertical band highlights the change of period.
• "Monthly SWR" chart: the sustainable monthly withdrawal calculated from your capital, year by year.
• Year-by-year table: cumulative invested, profit, final value and monthly SWR.
☁️ SAVE TO THE CLOUD
With Google sign-in you can save your simulations and find them again anytime:
• List of saved simulations
• Quick preview of the parameters
• Instant display
📄 PDF EXPORT
Export your simulation to PDF with charts and a full summary.
🌍 MULTILINGUAL
Available in English, Italian, Spanish, French and German.
Also available as a web app: https://primaltoinvestimenti.it/simulatore-pac/