CardSMS (신용카드 승인내역 자동집계)

Contains ads
2.82K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
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About this app

▶ [See FAQ] https://cardsms-cc51a.web.app/faq.html

▶ CardSMS only recognizes approval details received via text message (SMS/MMS/RCS) from your mobile carrier, not via KakaoTalk notifications or push notifications from your card company's app.

▶ It operates solely on mobile carrier text message history and doesn't rely on any external data, making it fast and lightweight.

▶ If you encounter a card approval text message that isn't recognized, please send a sample of the text message to the developer so they can identify the issue and incorporate it in the next update. When sending a text sample, please capture the screen containing the text message using the "Error Report" function in CardSMS's settings. Simply submitting a review or inquiry stating "it's not recognized" without a text sample will not be helpful in resolving the issue.

▶ CardSMS is not a household account management app, so it doesn't recognize bank deposit/withdrawal details. Similarly, it recognizes debit card approval details only as separate card approval SMS messages, just like regular credit card approvals.

[App Description]
CardSMS automatically recognizes and stores credit/debit card SMS authorization history, allowing you to conveniently view your usage history at any time. By providing a quick overview of your card usage, it helps you maintain a more disciplined credit card spending.

[Main Features]
* Automatically inputs data when a card approval text message arrives.
* Displays usage history for all and each card.
* Sorts data by card type (number, username) within the same card company.
* Displays card types by nickname instead of number or username.
* Displays totals by category.
- Automatically sorts data based on filters when receiving text messages.
- Category management (edit name and filter).
- Batch filter application for unclassified items (long-press).
* Usage statistics graph.
- Monthly totals for all and each card / Top 100 totals by usage type.
* Usage history search.
* Partial usage history exclusion. (For partial totals and performance calculations.)
- Long-press on the item you wish to partially exclude.
* Set the default usage period to the desired month start date.
- [Usage Period] drop-down menu -> Select "⚙ Set Month Start Date."
* Backup and restore the database to a file.
- [☰ Menu] -> [Settings] -> [Backup and Restore].
* Export usage history in two formats.
- Save to clipboard. Copy
- CSV file format (save as a file in your desired folder)
* Manual entry for cash transaction history and editing existing transactions
* Auto-complete for manual entry
* Import pre-installation card authorization text messages
* Overseas authorization (automatically converting all currencies to Korean Won)
* Installment authorization/cancellation processing
* Lightweight and simple UI

[Supported Card SMS Formats]
Currently, most card companies' SMS formats are supported. If you encounter a card authorization text message that isn't recognized, please contact the developer using the "Report Error" function.

[Required App Permissions]
Due to the nature of the app, CardSMS requires the following app permissions:

* Receive text messages (SMS)
- Recognizes card authorization texts in real time and adds them to the usage list.
* Read my text messages (SMS or MMS)
- Reads previous authorization history and creates a list upon initial launch after installation.
* View network connections
* Full network access
- Receives advertisements and checks for the latest updates.

Please note that the above permissions are the minimum required to run the app. No additional permissions not mentioned above are required.
Save automatically recognize the SMS authorization letter of credit cards, and can be conveniently viewed in a variety of formats using the card details.
Updated on
Aug 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Device or other IDs
  • This app may collect these data types
    Messages
  • Data isn’t encrypted
  • Data can’t be deleted

Ratings and reviews

2.8K reviews
Seungah Park
April 3, 2023
이 앱때문에 다시 안드로이드 폰으로 바꿨어요 ! 지출 관리같은 거 귀찮아 하는 성격이라 항목별로 한 번에 모아주니까 너무 좋아요 ! 감사합니다
1 person found this review helpful
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sink772
April 4, 2023
좋은 평가 감사합니다.
A Google user
May 14, 2019
최고의 앱. 개발자에게 감사합니다.
1 person found this review helpful
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A Google user
January 31, 2017
카드등록 방법을 알려주세요.앱깔아 놓고 손놓고 있어요.
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What’s new

[2.7.3a]
- BC카드 은행·기관 브랜드 승인 문자에서 가맹점명 대신 누적액이 표시되던 문제 수정
- 신한카드, 현대카드, KB국민카드, BC카드 문자 인식 개선
- 결제 내역 상세 팝업을 바텀 시트로 개편, 사용처별 통계 표시
- 상세 화면에서 사용처명 복사 및 사용처 빠른 검색 지원
- 수동 입력 화면 개선 및 할부 정보 유실 가능성 수정
- 타겟 SDK 버전 36으로 상향 (Android 16 대응)

[2.7.x]
- RCS 문자로 새 결제 내역 추가 시 알림 표시
- 일별 지출 캘린더 히트맵 카드 신설
- 파싱 실패 메시지 로컬 저장 및 앱 업데이트 후 자동 재시도
- 대시보드 카드 설정(🔧) 기능 (카드 순서와 표시 여부 변경)
- 대시보드 UI 적용
- Navigation Drawer UI 적용

## 이전 버전 설명
https://cardsms-cc51a.web.app/version.html
Content rating
Everyone
Learn more

App support

About the developer
남궁재창
sink772@gmail.com
South Korea