CardSMS (신용카드 승인내역 자동집계)

Contains ads
4.3
2.81K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

▶ [See FAQ] https://cardsms-cc51a.web.app/faq.html

▶ CardSMS only recognizes approval details received via text message (SMS/MMS/RCS) from your mobile carrier, not via KakaoTalk notifications or push notifications from your card company's app.

▶ It operates solely on mobile carrier text message history and doesn't rely on any external data, making it fast and lightweight.

▶ If you encounter a card approval text message that isn't recognized, please send a sample of the text message to the developer so they can identify the issue and incorporate it in the next update. When sending a text sample, please capture the screen containing the text message using the "Error Report" function in CardSMS's settings. Simply submitting a review or inquiry stating "it's not recognized" without a text sample will not be helpful in resolving the issue.

▶ CardSMS is not a household account management app, so it doesn't recognize bank deposit/withdrawal details. Similarly, it recognizes debit card approval details only as separate card approval SMS messages, just like regular credit card approvals.

[App Description]
CardSMS automatically recognizes and stores credit/debit card SMS authorization history, allowing you to conveniently view your usage history at any time. By providing a quick overview of your card usage, it helps you maintain a more disciplined credit card spending.

[Main Features]
* Automatically inputs data when a card approval text message arrives.
* Displays usage history for all and each card.
* Sorts data by card type (number, username) within the same card company.
* Displays card types by nickname instead of number or username.
* Displays totals by category.
- Automatically sorts data based on filters when receiving text messages.
- Category management (edit name and filter).
- Batch filter application for unclassified items (long-press).
* Usage statistics graph.
- Monthly totals for all and each card / Top 100 totals by usage type.
* Usage history search.
* Partial usage history exclusion. (For partial totals and performance calculations.)
- Long-press on the item you wish to partially exclude.
* Set the default usage period to the desired month start date.
- [Usage Period] drop-down menu -> Select "⚙ Set Month Start Date."
* Backup and restore the database to a file.
- [☰ Menu] -> [Settings] -> [Backup and Restore].
* Export usage history in two formats.
- Save to clipboard. Copy
- CSV file format (save as a file in your desired folder)
* Manual entry for cash transaction history and editing existing transactions
* Auto-complete for manual entry
* Import pre-installation card authorization text messages
* Overseas authorization (automatically converting all currencies to Korean Won)
* Installment authorization/cancellation processing
* Lightweight and simple UI

[Supported Card SMS Formats]
Currently, most card companies' SMS formats are supported. If you encounter a card authorization text message that isn't recognized, please contact the developer using the "Report Error" function.

[Required App Permissions]
Due to the nature of the app, CardSMS requires the following app permissions:

* Receive text messages (SMS)
- Recognizes card authorization texts in real time and adds them to the usage list.
* Read my text messages (SMS or MMS)
- Reads previous authorization history and creates a list upon initial launch after installation.
* View network connections
* Full network access
- Receives advertisements and checks for the latest updates.

Please note that the above permissions are the minimum required to run the app. No additional permissions not mentioned above are required.
Updated on
Apr 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Messages
Data isn’t encrypted
Data can’t be deleted

Ratings and reviews

4.3
2.79K reviews
Seungah Park
April 3, 2023
이 앱때문에 다시 안드로이드 폰으로 바꿨어요 ! 지출 관리같은 거 귀찮아 하는 성격이라 항목별로 한 번에 모아주니까 너무 좋아요 ! 감사합니다
1 person found this review helpful
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sink772
April 4, 2023
좋은 평가 감사합니다.
A Google user
May 14, 2019
최고의 앱. 개발자에게 감사합니다.
1 person found this review helpful
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A Google user
January 31, 2017
카드등록 방법을 알려주세요.앱깔아 놓고 손놓고 있어요.
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What’s new

[2.7.1c]
- KB국민카드 RCS 문자 인식 개선 (승인시각 포맷 대응)
- 결제일 시작일 29~30일 지원
- 삼성카드/신한카드/BC카드 문자 인식 개선
- 대시보드 카드 설정(🔧) 기능 (카드 순서와 표시 여부 변경)
- 카드별/카테고리별 합계에 "금액순 정렬" 옵션 추가
- 대시보드 UI 적용

[2.7.0]
- NH카드 변종 포맷 처리
- JBCard 새 발신번호(1588-3321) 처리
- 새로운 "월 시작일" 기능 ("사용기간" 드롭다운 메뉴에서 "⚙ 월 시작일 설정" 선택)
- 카드별 <-> 카드사별 보기 전환 기능
- 카데고리 정렬 (디폴트 <-> 이름순) 전환 기능
- Navigation Drawer UI 적용

## 이전 버전 설명
https://cardsms-cc51a.web.app/version.html
Content rating
Everyone
Learn more

App support

About the developer
남궁재창
sink772@gmail.com
South Korea