Smart Ledger: Budget Tracker (Sledger)
Take control of your money with a budgeting app that works around your life — not a rigid calendar.
Built for real pay cycles
Most budgeting apps reset on the 1st of the month. Sledger doesn't. Set flexible cut-off periods that match your actual pay cycle, so your budget always lines up with when money really comes in and goes out.
Every expense has a home
Sledger organizes your spending into Pillars — Needs, Wants, Savings, and Investments — so every peso you spend lands somewhere meaningful. At a glance, you'll see exactly where your money is going, not just how much is left.
Wallets that mirror real life
Track balances across as many wallets as you use in real life — cash, e-wallets, payroll accounts, savings — each with its own name, color, and running balance. No bank linking required; you're always in control of what you enter.
Know what still needs funding
The Ledger's Envelopes view shows exactly how much still needs to move into each wallet to cover what you've planned — so nothing quietly falls through the cracks.
Income, planned your way
Set up recurring income sources and templates once, then reuse them each pay period instead of re-entering the same numbers every time.
See the big picture
The Dashboard brings it all together — income vs. spending, a breakdown by Pillar, and spending trends over time — so you can spot patterns and adjust before small leaks become big problems.
Start instantly, sync when you're ready
Jump in as a guest with zero setup. Sign in with Google anytime to back up your data and keep it in sync across devices — your choice, on your schedule.
Sledger is built for people who want a clear, honest picture of their money — without spreadsheets, without bank-linking, without complexity.
Smart ledger app to track expenses, manage budgets, and stay aware of spending