Lending Credit

SWILLA FINANCE & CREDIT LIMITED

About this app

Lending Credit is a mobile lending platform that aims to provide convenient financial solutions to eligible users in Ghana. Our application process is digital, secure, and straightforward, helping you meet your financial needs without unnecessary delays.

Loan Details:
Loan Amount: GHS 800 - GHS 5,000
Loan Tenure: 91 to 270 days
Processing Fee: 1% of the loan amount
Maximum Annual Percentage Rate (APR): 20%
Age Limit: 20 to 60 years
Requirement: Active local e-wallet and stable source of income

Example Calculation:
If you borrow GHS 3,000 for 180 days:
Processing Fee: GHS 30 (1%)
Interest: GHS 295.89 (at 20% APR)
Total Repayment: GHS 3,325.89
Monthly Installment: GHS 554.32

Eligibility Criteria:
Ghanaian citizen or legal resident aged 20–60
Valid ID and proof of income
Active local mobile money wallet

Key Features:
Simple mobile application process
Transparent fee and interest structure
No hidden charges
Secure handling of user data
Flexible repayment schedule

Lending Credit is committed to responsible lending. We evaluate each loan application based on financial behavior, repayment capacity, and income consistency. Loans are disbursed only after thorough eligibility verification.

Need Help?
For any questions or support, please contact us at:
[e-mail]

What’s new

Fast, secure financial support tailored for users with flexible terms.