Main features:
(1) Loan calculation
(2) Loan comparison
(3) Prepayment calculator
SmartCalculator provides accurate results for various loan types, including:
(1) Home loan
(2) Personal loan
About home loan calculation:
(1) Calculate through equal principal and interest (equal monthly payment) or equal principal (equal principal repayment) methods.
(2) Service fees are charged before loan issuance, typically 2% to 5% of the loan amount.
About personal loan calculation:
(1) Usually uses the equal principal and interest calculation method.
(2) Service fees are evenly distributed in each repayment, just like interest.
With an easy-to-use interface and secure data processing, SmartCalculator calculates every penny of interest, principal, and fees at any time.