SMS Finance

PT Sinar Mitra Sepadan Finance

About this app

Welcome to SMS Finance Mobile

PT Sinar Mitra Sepadan Finance (SMS Finance) presents SMS FINANCE
Mobile, an application designed to provide convenience, efficiency, and
security in financing applications.

Through this application, you can access various features, including:
- Multipurpose Financing Application
- Working Capital Financing Application
- Investment Financing Application
- Product information and latest promotions

General Financing Terms at SMS Finance:

1. Multipurpose Financing
Minimum Financing Amount : 25,000,000
Financing Tenure : 11–48 months
Interest Rate : 0.83%–2% flat per month

2. Working Capital Financing
Minimum Financing Amount : 25,000,000
Financing Tenure : 11–60 months
Interest Rate : 0.67%–1.67% flat per month

3. Investment Financing
Minimum Financing Amount : 25,000,000
Financing Tenure : 36–48 months
Interest Rate : 0.83%–2% flat per month

4. Administration Fees, Provision Fees, and Collateral
(Applicable to all products)
Administration Fee : 3,150,000–3,400,000
Provision Fee : 1.5%–5.5%
Collateral : Four-wheeled vehicles or above

Financing Installment Simulation at SMS Finance:
- Vehicle financing with a vehicle price of IDR 150,000,000
- Down payment of 20% paid upfront
- Financing tenure of 36 months
- Interest rate of 1% per month

Simulation result:
- Monthly installment amount: IDR 4,534,000
- Total payment over 3 years: IDR 163,200,000

All payments include applicable fees and vehicle insurance.

For complete information regarding SMS Finance financing products,
please visit the official SMS Finance website:

https://www.smsfinance.co.id/cash-facility

PT Sinar Mitra Sepadan Finance is licensed and supervised
by the Financial Services Authority (OJK).

Customer Information Services:
Customer Care : 1500403
Email : [e-mail]

What’s new

Submission of BPKB retrieval requests
Monitoring the status of BPKB retrieval requests