I opened an Account with SMW several years ago. For whatever reason, they ran my Credit 2x and they denied that they ran it 2x. I showed them on Credit Karma, they still denied that they ran my Credit 2x. My credit was well over 760, 100% on time payments, my Credit usage was 15%, no late payments and no derogatory remarks on my Credit History. I wanted to buy a BMW and was going to finance it thru SMW, thinking I could get a better rate. The rate was the same and they wanted $20,000.00 down.
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