IDBI Bank GO Mobile+

IDBI BANK

About this app

IDBI Go Mobile+ Application is used for doing Financial Transactions through UPI as well as other Payment modes like NEFT, IMPS etc. Moreover the App uses SMS sent functionality to verify Customer Mobile Number registered with Bank as well as device binding and SIM binding for Security purposes and as per UPI and RBI guidelines.

Activation of IDBI Bank Go Mobile+ App couldn’t be easier and takes only a few minutes. Simply download the Application, just like you would have installed any other android app from Google Play™ Store. You can then instantly activate the Mobile Banking App (one-time activity) and set your personalized MPIN by authenticating your Debit Card or Internet Banking credentials. On successful authentication, you can immediately start transacting on your accounts.

Before activating the Mobile Banking App, please ensure that you have registered for the mobile banking channel. If not, you can do so at the ATM or through your Internet Banking account or by submitting a channel registration form at the nearest Branch.

You can view the account statements on the go at your convenience, even while at work or commuting. Checking the balance in your account, managing and scheduling utility bill payments, adding a top-up in your prepaid mobile phone or DTH account, paying VISA credit card bills, or instantly transferring money from one bank account to another through IMPS is now possible at the click of just a few buttons on your phone.

Banking through the IDBI Bank GO Mobile+ App is not only very simple and convenient but also saves your time or a visit to the Bank branch. You will also receive an SMS alert whenever a transaction is initiated in your account through any digital banking channel like ATM, Point of Sale (POS), Internet or Mobile Banking.

The IDBI Bank GO Mobile+ App allows you to personalize your banking experience with a host of user friendly features and services;
• Personalize with a Selfie picture or choose a favorite image from your mobile gallery.
• Select your wall paper theme initially with seasons and with more options coming soon.
• Enhanced the User experience with your accounts displayed in a card deck style which can be swiped or expanded.
• Financial Calculators to help you take informed investment decisions.
• Control your Debit Card by setting your own ATM and PoS transaction limit, switching your Debit card transactions On or Off and much more.
• Set International or Domestic usage on your card or instantly Block card if misplaced or lost.
• Select your frequently used options to appear on the main screen or menu drawer at the bottom of the screen.
• View and Manage your IDBI Bank Credit Card.

Security:
We take every step to keep the account safe and secure when banking on the mobile device. IDBI Bank uses sophisticated encryption technology for secure data transfer from your mobile phone to the Bank’s mobile banking server. Every transaction or beneficiary addition requires a dynamic OTP (one- time- password) authentication.

Ratings and reviews

Kudos to IDBI Bank, for having an app that literally doesn't even open the doors for you. This app was not setup to access your IDBI Bank accounts, and rather, it was set up to kick me out by crashing every time the app opens on my device, even after reinstalling. This is what happens when you have an unpaid interns at your bank, to develop your app. EDIT: Fixed after raising a complaint. Back to five stars.

⭐ 1 Star Very frustrating and outdated banking experience. The app repeatedly asks for re-activation, and the only option is to send an SMS from the registered mobile number. This is extremely inconvenient for customers who travel internationally or work at sea, where mobile connectivity is often unavailable. There is no alternative option such as email verification, OTP, or any other online method to reactivate the app. the overall digital banking experience feels very outdated.

Not suitable for folding phones. Doesn't show 3 dots which enables to view details of Fixed deposits and also the relationship summary tab to view the overall details of the accounts. There's no provision to download fixed deposit receipts. It's not the question of aspect ratio as it's not working with any ratio. The problem is observed in Google Pixel phone. Don't know about other phones.

What’s new

- Experience faster everyday payments with UPI Lite for small-value transactions.
- Send money instantly to saved mobile contacts using UPI Pay to Contact.
- Make seamless UPI payments using your pre-approved bank credit line with UPI on Credit Line.
- Enjoy flexible UPI payments by linking your credit card with UPI on Credit Card.