IDBI Bank GO Mobile+

IDBI BANK

About this app

IDBI Go Mobile+ Application is used for doing Financial Transactions through UPI as well as other Payment modes like NEFT, IMPS etc. Moreover the App uses SMS sent functionality to verify Customer Mobile Number registered with Bank as well as device binding and SIM binding for Security purposes and as per UPI and RBI guidelines.

Activation of IDBI Bank Go Mobile+ App couldn’t be easier and takes only a few minutes. Simply download the Application, just like you would have installed any other android app from Google Play™ Store. You can then instantly activate the Mobile Banking App (one-time activity) and set your personalized MPIN by authenticating your Debit Card or Internet Banking credentials. On successful authentication, you can immediately start transacting on your accounts.

Before activating the Mobile Banking App, please ensure that you have registered for the mobile banking channel. If not, you can do so at the ATM or through your Internet Banking account or by submitting a channel registration form at the nearest Branch.

You can view the account statements on the go at your convenience, even while at work or commuting. Checking the balance in your account, managing and scheduling utility bill payments, adding a top-up in your prepaid mobile phone or DTH account, paying VISA credit card bills, or instantly transferring money from one bank account to another through IMPS is now possible at the click of just a few buttons on your phone.

Banking through the IDBI Bank GO Mobile+ App is not only very simple and convenient but also saves your time or a visit to the Bank branch. You will also receive an SMS alert whenever a transaction is initiated in your account through any digital banking channel like ATM, Point of Sale (POS), Internet or Mobile Banking.

The IDBI Bank GO Mobile+ App allows you to personalize your banking experience with a host of user friendly features and services;
• Personalize with a Selfie picture or choose a favorite image from your mobile gallery.
• Select your wall paper theme initially with seasons and with more options coming soon.
• Enhanced the User experience with your accounts displayed in a card deck style which can be swiped or expanded.
• Financial Calculators to help you take informed investment decisions.
• Control your Debit Card by setting your own ATM and PoS transaction limit, switching your Debit card transactions On or Off and much more.
• Set International or Domestic usage on your card or instantly Block card if misplaced or lost.
• Select your frequently used options to appear on the main screen or menu drawer at the bottom of the screen.
• View and Manage your IDBI Bank Credit Card.

Security:
We take every step to keep the account safe and secure when banking on the mobile device. IDBI Bank uses sophisticated encryption technology for secure data transfer from your mobile phone to the Bank’s mobile banking server. Every transaction or beneficiary addition requires a dynamic OTP (one- time- password) authentication.

Ratings and reviews

Very poor user experience. We cannot see our Customer ID via the App. Also, we cannot request multiple statements in a single day. Only last 10 transactions are shown within the App. With UPI linked to the app, usually more than 10 transactions are made in a day and with this limitation transactions from previous day cannot be seen on the app.

Worst banking app. Takes lifetime.Even after updating, after a few hours, the app resolves to one fixed error : "cannot connect to system". How amateur kind of app, even our roadside grocery store has a better one, served during covid lockdown. New update: worked fine till the last update on Apr'24. Now it's stuck at loading (with msg {{Loading | Translate}}. So the old legacy restored.

App has increased a lot of features. It's so good to have keep on advancing in app. I just want to say that if somehow we can get deposit slip of paper in digital form. I mean when we want to put money we must fill deposit form in paper. Everytime we had to see aur account number and fill. Most almost all sees and fill the account number even if we manage to remember the digits while filling. We have to fill twice. And we also have to fulfill monetary note section which reqire calculator anTime

What's new

UPI Safety Guidelines on Pre-login page