Jumble – Khata & Ledger App

Soban Rafiq

About this app

Not the word game — Jumble is Pakistan's #1 free digital Khata app. Track every udhaar, manage your hisab kitab, and replace your paper diary with a smart, cloud-synced ledger. Used by students, shopkeepers, freelancers, and flatmates across Pakistan.

Jumble is your free personal Khata and digital ledger — built specifically for how Pakistan tracks money. Whether you call it Khata, udhaar book, hisab kitab, len den, or bahi khata — Jumble handles it all in one clean, offline-ready app.

Stop writing in paper diaries. Stop chasing udhaar over WhatsApp. Record who owes you and who you owe in two taps, and always know your exact balance.

• Khata Management (کھاتہ) — Create a Khata for every person, shop, or project. Record credit (لینا / lena) and debit (دینا / dena) entries instantly with a note.

• Udhaar Tracking — Always know your total receivables (jo aap ko milna hai) and payables (jo aap ko dena hai) across every contact at a glance.

• Shared Khata — Create a mutual ledger with any other Jumble user. Both parties see every entry in real time — transparent, fair, and dispute-free.

• Group Expense Splitter — Add expenses for a group trip, shared rent, or office lunch. Jumble automatically calculates who owes whom, equally or by custom percentage.

• PDF Statement Export — Generate a clean, professional A4 PDF of any Khata's complete transaction history in one tap. Share via WhatsApp or email in seconds.

• Offline First — Works 100% without internet. Add entries, check balances, and manage your full hisab kitab offline. Syncs to cloud the moment you're back online.

• Cloud Sync (Firebase) — Your data is securely backed up and synced across all your devices automatically. Never lose your ledger again.

• Biometric App Lock — Protect your Khata with Fingerprint or Face unlock. Your financial records stay private, always.

• Free — Forever — Every single feature is completely free. No subscription. No premium plan. No hidden charges. Ever.

• Students — Track shared rent, groceries, and trip expenses with flatmates
• Shopkeepers (Dukandaar) — Replace your paper bahi khata with a digital ledger
• Freelancers — Maintain a clean payment record per client; export PDF invoices
• Families — Track who borrowed what and when, without awkward conversations
• Anyone tired of messy notebooks, WhatsApp arguments, and memory-based hisab

✓ Truly free — no ads, no subscription, no paywalled features
✓ Offline-first architecture — works in areas with poor connectivity
✓ Simple for personal use, powerful for small business
✓ Shared Khata with dual-party access — unique feature
✓ Web app available — use on any browser, no install required
✓ Built in Pakistan, for Pakistan

If you searched for "Jumble" looking for a word puzzle game — we get it! Our app shares the name but is a completely different product: a free digital Khata and financial ledger for Pakistan. Give us a try — you might find it even more useful.

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Jumble is a powerful digital ledger, khata book, and expense tracker app designed for managing daily accounts easily.

Jumble is designed for personal record-keeping and informal use only. It is not intended for official, commercial, tax, or legal accounting. The developer is not responsible for financial decisions made based on app data.