4.6
7.94K reviews
Content rating
Everyone
50K+
Downloads
Content rating
Everyone
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About this app

Experience the new era of digital banking with Co-Optima by BPWCCUL—built for your lifestyle, your schedule, and your security.
With a sleek new design and powerful features, Co-Optima puts you in control of your finances anytime, anywhere.

Top Features:
• Card Controls: Instantly lock and unlock your card for added security
• Travel Notifications: Set alerts for worry-free banking abroad
• Real-Time Alerts: Stay up-to-date on all account activity
• Fast Transfers & Bill Payments: Move money quickly and easily
• Enhanced Security: Biometric login, two-factor authentication & fraud protection
• 24/7 Account Access: Manage your money wherever life takes you

Whether you’re checking your balance, paying bills, or transferring funds, Co-Optima makes it seamless.

Download now and experience banking reimagined.
Updated on
May 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info, and Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
7.75K reviews
Markiesha Alleyne
August 25, 2022
Not sure if the app is undergoing an upgrade, but it is not working currently (6/21). Also, as others have suggested, it could stand to be more robust in giving options for bill pay transactions and notifications. Otherwise, this is quite an impressive and secure app to use. Hopefully, the recent bugs will be fixed quickly. Update: August 2022. App works well. One of the most efficient banking apps on island.
25 people found this review helpful
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D Will
October 28, 2020
The app is good but functionality is simple. It's good for transfers and account viewing however, you provide services such as bill payment which I should be able to transact within the app. Additionally, app notifications should be implemented when transactions happen on the account. Transfers to other financial institutions should be implemented. Just a few ideas. It also does a weird flash when you close it and you have to sign back in. It's good and simple to use but it could be great.
27 people found this review helpful
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Roystone Hinkson
June 18, 2026
The app was ok at first, but now the app's instructions to enable biometric login don't match the user experience. How do you enable biometric login in this version of the app?
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What’s new

* Members are now able to opt in to receive an OTP on every login
* Shares will show the Available Balance as the primary bold balance, while Loans will now show the Ledger Balance as the primary bold balance
* Members can now add other members as Payees for transfers using PayKeys
Content rating
Everyone
Learn more

App support

About the developer
Barbados Public Workers Co-operative Credit Union Limited
itstaff@bpwccul.bb
Olive Trotman House, Keith Bourne Complex Belmont Road BRIDGETOWN Saint Michael Barbados
+1 866-800-6146